Credit Analysts pay range in Philadelphia
New workers and the lowest-paid 10% earn about $61,570 a year or less, while the top 10% make $169,490 or more. The middle half of credit analysts in Philadelphia earn between $77,150 and $123,780.
- $62K10th
- $77K25th
- $92KMedian
- $124K75th
- $169K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $104,860 | $8,738 | $50.41 |
| Median | $92,460 | $7,705 | $44.45 |
| Entry level (25th percentile) | $77,150 | $6,429 | $37.09 |
| Experienced (75th percentile) | $123,780 | $10,315 | $59.51 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Philadelphia
On the average salary of $104,860, a single filer in Philadelphia takes home about $79,380 a year, or $6,615 a month and $3,053 every two weeks. Taxes take 24% of gross pay.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in PA | $79,380 | $6,615 |
| Working in NJ | $78,109 | $6,509 |
| Working in MD | $77,826 | $6,486 |
| Working in DE | $76,909 | $6,409 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Philadelphia a good place for credit analysts? Pay vs. cost of living
Prices in the Philadelphia area are 3% above the U.S. average (BEA price parity 102.6), so the average $104,860 buys what about $102,249 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Philadelphia ($54,310). A typical home costs $390,463, or 3.7 years of this average salary before tax.
Credit Analysts salary in other Pennsylvania cities
Philadelphia ranks 1st of 8 Pennsylvania metro areas for this job, the best-paid in the state.
- Philadelphia$104,860
- Pittsburgh$94,580
- Lancaster$91,460
- Harrisburg$90,510
- Allentown$83,460
- Reading$81,240
- York$76,860
- Scranton$75,120
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Philadelphia: questions
How much do credit analysts make an hour in Philadelphia?
$50.41 an hour on average, and $44.45 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Philadelphia?
The lowest-paid 10% earn about $61,570 a year and the 25th percentile is $77,150, a fair guide to starting pay.
What is the credit analysts take-home pay in Philadelphia?
About $79,380 a year ($6,615 a month) for a single filer on the average salary of $104,860. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do credit analysts earn more in Philadelphia than elsewhere?
The average here is about the same as the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (37980). Relative standard error of the mean wage: 2.8%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 1.20, this job is about as common as in the U.S. overall.
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