Financial Risk Specialists pay range in Boston
New workers and the lowest-paid 10% earn about $77,940 a year or less, while the top 10% make $213,320 or more. The middle half of financial risk specialists in Boston earn between $102,240 and $170,860.
- $78K10th
- $102K25th
- $133KMedian
- $171K75th
- $213K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $137,740 | $11,478 | $66.22 |
| Median | $132,580 | $11,048 | $63.74 |
| Entry level (25th percentile) | $102,240 | $8,520 | $49.15 |
| Experienced (75th percentile) | $170,860 | $14,238 | $82.14 |
*Hourly figures assume 2,080 paid hours a year.
Financial Risk Specialists salary after taxes in Boston
On the average salary of $137,740, a single filer in Boston takes home about $98,844 a year, or $8,237 a month and $3,802 every two weeks. Taxes take 28% of gross pay.
The Boston-Cambridge-Newton, MA-NH metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NH | $105,411 | $8,784 |
| Working in MA | $98,844 | $8,237 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Boston a good place for financial risk specialists? Pay vs. cost of living
Prices in the Boston area are 8% above the U.S. average (BEA price parity 108.3), so the average $137,740 buys what about $127,224 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Boston ($66,620). A typical home costs $741,868, or 5.4 years of this average salary before tax.
Financial Risk Specialists salary in other Massachusetts cities
Boston ranks 1st of 2 Massachusetts metro areas for this job, the best-paid in the state.
- Boston$137,740
- Worcester$102,990
Highest-paying cities for financial risk specialists
San Jose, CA pays this job the most of the metro areas we cover ($162,550).
- San Jose, CA$162,550
- San Francisco, CA$159,040
- New York, NY$155,130
- Bridgeport, CT$146,120
- Charlotte, NC$144,270
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Financial Risk Specialists salary in Boston: questions
How much do financial risk specialists make an hour in Boston?
$66.22 an hour on average, and $63.74 at the median (BLS, May 2025).
What is the entry-level financial risk specialists salary in Boston?
The lowest-paid 10% earn about $77,940 a year and the 25th percentile is $102,240, a fair guide to starting pay.
What is the financial risk specialists take-home pay in Boston?
About $98,844 a year ($8,237 a month) for a single filer on the average salary of $137,740. Massachusetts Paid Family and Medical Leave premiums are not included.
Do financial risk specialists earn more in Boston than elsewhere?
The average here is 8% more than the U.S. metro average for this job ($127,383).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2054; area Boston-Cambridge-Newton, MA-NH (14460). Relative standard error of the mean wage: 6.4%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 1.01, this job is about as common as in the U.S. overall.
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