Credit Analysts pay range in Bakersfield
New workers and the lowest-paid 10% earn about $49,480 a year or less, while the top 10% make $163,400 or more. The middle half of credit analysts in Bakersfield earn between $71,130 and $110,900.
- $49K10th
- $71K25th
- $79KMedian
- $111K75th
- $163K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $95,130 | $7,928 | $45.74 |
| Median | $79,390 | $6,616 | $38.17 |
| Entry level (25th percentile) | $71,130 | $5,928 | $34.20 |
| Experienced (75th percentile) | $110,900 | $9,242 | $53.32 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Bakersfield
On the average salary of $95,130, a single filer in Bakersfield takes home about $70,999 a year, or $5,917 a month and $2,731 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Bakersfield a good place for credit analysts? Pay vs. cost of living
Prices in the Bakersfield area are in line with the U.S. average (BEA price parity 100.9), so the average $95,130 buys what about $94,295 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Bakersfield ($47,470). A typical home costs $364,264, or 3.8 years of this average salary before tax.
Credit Analysts salary in other California cities
Bakersfield ranks 7th of 10 California metro areas for this job; San Jose pays the most ($135,700).
- San Jose$135,700
- San Francisco$133,360
- Los Angeles$110,640
- San Diego$105,700
- Santa Rosa$100,050
- Oxnard$95,430
- Bakersfield$95,130
- Sacramento$92,800
- Riverside$88,550
- Fresno$84,750
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Bakersfield: questions
How much do credit analysts make an hour in Bakersfield?
$45.74 an hour on average, and $38.17 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Bakersfield?
The lowest-paid 10% earn about $49,480 a year and the 25th percentile is $71,130, a fair guide to starting pay.
What is the credit analysts take-home pay in Bakersfield?
About $70,999 a year ($5,917 a month) for a single filer on the average salary of $95,130. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do credit analysts earn more in Bakersfield than elsewhere?
The average here is 8% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Bakersfield-Delano, CA (12540). Relative standard error of the mean wage: 5.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.25, this job is less common than in the U.S. overall (location quotient 0.25).
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