Credit Analysts pay range in Oxnard
New workers and the lowest-paid 10% earn about $59,200 a year or less, while the top 10% make $131,470 or more. The middle half of credit analysts in Oxnard earn between $79,980 and $103,110.
- $59K10th
- $80K25th
- $86KMedian
- $103K75th
- $131K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $95,430 | $7,952 | $45.88 |
| Median | $85,530 | $7,128 | $41.12 |
| Entry level (25th percentile) | $79,980 | $6,665 | $38.45 |
| Experienced (75th percentile) | $103,110 | $8,592 | $49.57 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Oxnard
On the average salary of $95,430, a single filer in Oxnard takes home about $71,182 a year, or $5,932 a month and $2,738 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Is Oxnard a good place for credit analysts? Pay vs. cost of living
Prices in the Oxnard area are 11% above the U.S. average (BEA price parity 110.5), so the average $95,430 buys what about $86,335 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Oxnard ($52,510). A typical home costs $883,047, or 9.3 years of this average salary before tax.
Credit Analysts salary in other California cities
Oxnard ranks 6th of 10 California metro areas for this job; San Jose pays the most ($135,700).
- San Jose$135,700
- San Francisco$133,360
- Los Angeles$110,640
- San Diego$105,700
- Santa Rosa$100,050
- Oxnard$95,430
- Bakersfield$95,130
- Sacramento$92,800
- Riverside$88,550
- Fresno$84,750
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Oxnard: questions
How much do credit analysts make an hour in Oxnard?
$45.88 an hour on average, and $41.12 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Oxnard?
The lowest-paid 10% earn about $59,200 a year and the 25th percentile is $79,980, a fair guide to starting pay.
What is the credit analysts take-home pay in Oxnard?
About $71,182 a year ($5,932 a month) for a single filer on the average salary of $95,430. California State Disability Insurance (1.3% of wages, paid by employees) is not included.
Do credit analysts earn more in Oxnard than elsewhere?
The average here is 7% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Oxnard-Thousand Oaks-Ventura, CA (37100). Relative standard error of the mean wage: 4.6%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). California State Disability Insurance (1.3% of wages, paid by employees) is not included.
- Job concentration: location quotient 0.77, this job is less common than in the U.S. overall (location quotient 0.77).
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