SOC 43-3011 · South Bend-Mishawaka, IN-MI metro

Bill and Account Collectors Salary in South Bend, IN

The average salary for bill and account collectors in South Bend, Indiana is $45,580 a year ($21.91 an hour), according to BLS estimates for May 2025. The median is $44,710: half of the 80 people in this job in the South Bend-Mishawaka, IN-MI metro area earn more than that, half earn less. That average is 7% less than the U.S. average for this job ($49,060).

$45,580average per year

$21.91 / hourMedian $44,710Take-home ≈ $36,686

  • $35K10th
  • $40K25th
  • $45KMedian
  • $51K75th
  • $58K90th

median average · bar = middle 50% of workers · how to read it

80people in this job
-7%vs U.S. average
#7 of 9Indiana metros
93cost of living (U.S. = 100)
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Bill and Account Collectors pay range in South Bend

New workers and the lowest-paid 10% earn about $35,410 a year or less, while the top 10% make $58,400 or more. The middle half of bill and account collectors in South Bend earn between $40,120 and $50,910.

  • $35K10th
  • $40K25th
  • $45KMedian
  • $51K75th
  • $58K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$45,580$3,798$21.91
Median$44,710$3,726$21.50
Entry level (25th percentile)$40,120$3,343$19.29
Experienced (75th percentile)$50,910$4,242$24.48

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Bill and Account Collectors pay in South Bend vs. Indiana and the U.S.

Bill and account collectors in South Bend earn about the same as the Indiana average ($45,830) and 7% less than the U.S. average ($49,060). At the median the gap is -5% against the U.S. median of $47,030.

AreaAverageMedian10th pct.90th pct.Jobs
South Bend$45,580$44,710$35,410$58,40080
Indiana$45,830$45,240$34,970$57,9802,690
United States$49,060$47,030$34,400$65,580158,830

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Bill and Account Collectors salary after taxes in South Bend

On the average salary of $45,580, a single filer in South Bend takes home about $36,686 a year, or $3,057 a month and $1,411 every two weeks. Taxes take 20% of gross pay.

The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:

StatePer yearPer month
Working in MI$37,113$3,093
Working in IN$36,686$3,057

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).

Indiana paycheck calculator: try your own salary

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Is South Bend a good place for bill and account collectors? Pay vs. cost of living

Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $45,580 buys what about $49,086 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 5.2 years of this average salary before tax.

See what $45,580 is worth in another city

Bill and Account Collectors salary in other Indiana cities

South Bend ranks 7th of 9 Indiana metro areas for this job; Elkhart pays the most ($51,240).

All Bill and Account Collectors salaries in Indiana

Highest-paying cities for bill and account collectors

San Jose, CA pays this job the most of the metro areas we cover ($78,180).

Bill and Account Collectors salary by city

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Bill and Account Collectors salary in South Bend: questions

How much do bill and account collectors make an hour in South Bend?

$21.91 an hour on average, and $21.50 at the median (BLS, May 2025).

What is the entry-level bill and account collectors salary in South Bend?

The lowest-paid 10% earn about $35,410 a year and the 25th percentile is $40,120, a fair guide to starting pay.

What is the bill and account collectors take-home pay in South Bend?

About $36,686 a year ($3,057 a month) for a single filer on the average salary of $45,580. Includes South Bend's local income tax (1.75%).

Do bill and account collectors earn more in South Bend than elsewhere?

The average here is 7% less than the U.S. average for this job ($49,060).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-3011; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 4.4%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
  • Job concentration: location quotient 0.57, this job is less common than in the U.S. overall (location quotient 0.57).

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