Waterloo-Cedar Falls, IA metro area · also Cedar Falls

Average Salary in Waterloo, IA

The average salary in Waterloo, Iowa is $56,540 a year ($27.18 an hour) across all jobs, and the median is $47,430, according to BLS estimates for May 2025 covering the Waterloo-Cedar Falls, IA metro area. That is 20% less than the U.S. metro average ($70,751) and 6% less than the Iowa average ($60,067).

$56,540average salary
$47,430median salary
87cost of living (U.S. = 100)
84,260jobs in the metro
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Average salary by job family in Waterloo

Management$108,560
Legal$101,900
Healthcare Practitioners and Technical$98,300
Computer and Mathematical$89,820
Architecture and Engineering$87,560
Life, Physical, and Social Science$78,040
Business and Financial Operations$77,270
Construction and Extraction$64,460
Installation, Maintenance, and Repair$61,000
Protective Service$59,740
Community and Social Service$59,130
Arts, Design, Entertainment, Sports, and Media$59,130
Educational Instruction and Library$54,900
Production$50,940
Office and Administrative Support$47,120
Transportation and Material Moving$46,690
Farming, Fishing, and Forestry$46,210
Sales and Related$44,550
Healthcare Support$40,660
Building and Grounds Cleaning and Maintenance$37,370
Personal Care and Service$33,850
Food Preparation and Serving Related$30,290
BLS OEWS May 2025, all employers in the metro area.

Highest-paying jobs in Waterloo

Most common jobs in Waterloo and what they pay

JobJobsAverage salaryMedian
Laborers and Freight, Stock, and Material Movers, Hand2,920$44,190$47,440
Fast Food and Counter Workers2,500$28,660$27,820
Retail Salespersons2,460$34,440$31,270
Cashiers2,340$30,630$29,320
Registered Nurses1,890$76,500$76,920
Miscellaneous Assemblers and Fabricators1,610$51,160$50,310
Heavy and Tractor-Trailer Truck Drivers1,600$58,800$58,730
Stockers and Order Fillers1,560$37,810$36,990
Customer Service Representatives1,540$44,150$39,530
General and Operations Managers1,510$100,270$82,400
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Cost of living in Waterloo

Prices in the Waterloo area are 13% below the U.S. average, with a BEA price parity of 87.1 for 2024. The average local salary of $56,540 therefore buys what $64,946 would buy in a typical U.S. metro. A typical home is worth $200,191, 2.9 times the median household income of $68,916.

$200,191typical home value
$68,916median household income
87.1BEA price parity
168,163metro population

Take-home pay in Waterloo

Salary levelGrossAfter taxPer month
25th percentile wage$36,020$30,365$2,530
Median wage$47,430$39,099$3,258
Average wage$56,540$46,073$3,839
75th percentile wage$63,660$51,524$4,294

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.

Compare Waterloo with another city

Salaries for every job in Waterloo

Management22 jobs
Legal3 jobs
Healthcare Practitioners and Technical28 jobs
Computer and Mathematical11 jobs
Architecture and Engineering7 jobs
Life, Physical, and Social Science1 jobs
Business and Financial Operations20 jobs
Construction and Extraction12 jobs
Installation, Maintenance, and Repair18 jobs
Protective Service7 jobs
Community and Social Service10 jobs
Arts, Design, Entertainment, Sports, and Media8 jobs
Educational Instruction and Library21 jobs
Production34 jobs
Office and Administrative Support35 jobs
Transportation and Material Moving14 jobs
Farming, Fishing, and Forestry2 jobs
Sales and Related15 jobs
Healthcare Support10 jobs
Building and Grounds Cleaning and Maintenance6 jobs
Personal Care and Service11 jobs
Food Preparation and Serving Related13 jobs

Average salary in nearby cities

Average salary in Iowa

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Salary in Waterloo: questions

What is a good salary in Waterloo?

Half of all workers in the Waterloo metro earn less than $47,430 and the average is $56,540. Earning more than $63,660 puts you in the top quarter of local wages.

How much do you need to earn in Waterloo to match a $70,751 salary elsewhere?

About $61,594, because prices here are 13% below the U.S. average (BEA price parity 87.1).

What are the highest-paying jobs in Waterloo?

Physicians, All Other ($316,870), Family Medicine Physicians ($259,750), Chief Executives ($222,780).

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