SOC 41-2031 · Waterloo-Cedar Falls, IA metro

Retail Salespersons Salary in Waterloo, IA

The average salary for retail salespersons in Waterloo, Iowa is $34,440 a year ($16.56 an hour), according to BLS estimates for May 2025. The median is $31,270: half of the 2,460 people in this job in the Waterloo-Cedar Falls, IA metro area earn more than that, half earn less. That average is 8% less than the U.S. metro average for this job ($37,482).

$34,440average per year

$16.56 / hourMedian $31,270Take-home ≈ $29,156

  • $26K10th
  • $28K25th
  • $31KMedian
  • $36K75th
  • $46K90th

median average · bar = middle 50% of workers

2,460people in this job
-8%vs U.S. metro average
#5 of 8Iowa metros
87cost of living (U.S. = 100)
Advertisement

Retail Salespersons pay range in Waterloo

New workers and the lowest-paid 10% earn about $26,380 a year or less, while the top 10% make $45,890 or more. The middle half of retail salespersons in Waterloo earn between $28,450 and $36,350.

  • $26K10th
  • $28K25th
  • $31KMedian
  • $36K75th
  • $46K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$34,440$2,870$16.56
Median$31,270$2,606$15.03
Entry level (25th percentile)$28,450$2,371$13.68
Experienced (75th percentile)$36,350$3,029$17.48

*Hourly figures assume 2,080 paid hours a year.

Retail Salespersons salary after taxes in Waterloo

On the average salary of $34,440, a single filer in Waterloo takes home about $29,156 a year, or $2,430 a month and $1,121 every two weeks. Taxes take 15% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.

Advertisement

Is Waterloo a good place for retail salespersons? Pay vs. cost of living

Prices in the Waterloo area are 13% below the U.S. average (BEA price parity 87.1), so the average $34,440 buys what about $39,560 would buy in a typical U.S. metro. This job pays 0.7 times the median wage of all jobs in Waterloo ($47,430). A typical home costs $200,191, or 5.8 years of this average salary before tax.

See what $34,440 is worth in another city

Retail Salespersons salary in other Iowa cities

Waterloo ranks 5th of 8 Iowa metro areas for this job; Davenport pays the most ($35,730).

All Retail Salespersons salaries in Iowa

Highest-paying cities for retail salespersons

San Jose, CA pays this job the most of the metro areas we cover ($47,420).

Retail Salespersons salary by city

Advertisement

Does this match what you are paid?

Anonymous, no account. Results update as visitors answer.

Share your pay anonymously

Reviewed before it counts. Retail Salespersons in Waterloo, IA.

Retail Salespersons salary in Waterloo: questions

How much do retail salespersons make an hour in Waterloo?

$16.56 an hour on average, and $15.04 at the median (BLS, May 2025).

What is the entry-level retail salespersons salary in Waterloo?

The lowest-paid 10% earn about $26,380 a year and the 25th percentile is $28,450, a fair guide to starting pay.

What is the retail salespersons take-home pay in Waterloo?

About $29,156 a year ($2,430 a month) for a single filer on the average salary of $34,440. Iowa school district surtaxes (a percentage of state tax in some districts) are not included.

Do retail salespersons earn more in Waterloo than elsewhere?

The average here is 8% less than the U.S. metro average for this job ($37,482).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-2031; area Waterloo-Cedar Falls, IA (47940). Relative standard error of the mean wage: 0.9%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
  • Job concentration: location quotient 1.16, this job is about as common as in the U.S. overall.

Read the full methodology. Spotted an error? Tell us.