Personal Financial Advisors pay range in Waterloo
New workers and the lowest-paid 10% earn about $42,960 a year or less, while the top 10% make $286,560 or more. The middle half of personal financial advisors in Waterloo earn between $60,950 and $190,110.
- $43K10th
- $61K25th
- $91KMedian
- $190K75th
- $287K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $134,200 | $11,183 | $64.52 |
| Median | $90,520 | $7,543 | $43.52 |
| Entry level (25th percentile) | $60,950 | $5,079 | $29.30 |
| Experienced (75th percentile) | $190,110 | $15,842 | $91.40 |
*Hourly figures assume 2,080 paid hours a year.
Personal Financial Advisors salary after taxes in Waterloo
On the average salary of $134,200, a single filer in Waterloo takes home about $98,504 a year, or $8,209 a month and $3,789 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
Is Waterloo a good place for personal financial advisors? Pay vs. cost of living
Prices in the Waterloo area are 13% below the U.S. average (BEA price parity 87.1), so the average $134,200 buys what about $154,152 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in Waterloo ($47,430). A typical home costs $200,191, or 1.5 years of this average salary before tax.
Personal Financial Advisors salary in other Iowa cities
Waterloo ranks 3rd of 8 Iowa metro areas for this job; Davenport pays the most ($171,600).
- Davenport$171,600
- Sioux City$163,800
- Waterloo$134,200
- Cedar Rapids$129,040
- Des Moines$127,440
- Iowa City$121,140
- Dubuque$116,090
- Ames$111,380
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Waterloo: questions
How much do personal financial advisors make an hour in Waterloo?
$64.52 an hour on average, and $43.52 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Waterloo?
The lowest-paid 10% earn about $42,960 a year and the 25th percentile is $60,950, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Waterloo?
About $98,504 a year ($8,209 a month) for a single filer on the average salary of $134,200. Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
Do personal financial advisors earn more in Waterloo than elsewhere?
The average here is 16% less than the U.S. metro average for this job ($159,711).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Waterloo-Cedar Falls, IA (47940). Relative standard error of the mean wage: 4.8%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Iowa school district surtaxes (a percentage of state tax in some districts) are not included.
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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