Personal Financial Advisors pay range in Charlotte
New workers and the lowest-paid 10% earn about $49,760 a year or less, while the top 10% make $222,260 or more. The middle half of personal financial advisors in Charlotte earn between $74,740 and $136,260.
- $50K10th
- $75K25th
- $99KMedian
- $136K75th
- $222K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $144,450 | $12,038 | $69.45 |
| Median | $99,440 | $8,287 | $47.81 |
| Entry level (25th percentile) | $74,740 | $6,228 | $35.93 |
| Experienced (75th percentile) | $136,260 | $11,355 | $65.51 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Charlotte vs. North Carolina and the U.S.
Personal financial advisors in Charlotte earn about the same as the North Carolina average ($143,740) and 8% less than the U.S. average ($156,670). At the median the gap is -5% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $144,450 | $99,440 | $49,760 | $222,260 | 4,850 |
| North Carolina | $143,740 | $96,880 | $48,790 | $287,290 | 12,340 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Charlotte
On the average salary of $144,450, a single filer in Charlotte takes home about $104,743 a year, or $8,729 a month and $4,029 every two weeks. Taxes take 27% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $104,743 | $8,729 |
| Working in SC | $103,438 | $8,620 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for personal financial advisors? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $144,450 buys what about $148,385 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 2.7 years of this average salary before tax.
Personal Financial Advisors salary in other North Carolina cities
Charlotte ranks 4th of 13 North Carolina metro areas for this job; Raleigh pays the most ($186,410).
- Raleigh$186,410
- Winston-Salem$171,230
- Greensboro$158,200
- Charlotte$144,450
- Wilmington$140,370
- Rocky Mount$136,150
- Fayetteville$131,610
- Greenville$128,230
- Hickory$126,610
- Asheville$125,790
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Charlotte: questions
How much do personal financial advisors make an hour in Charlotte?
$69.45 an hour on average, and $47.81 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Charlotte?
The lowest-paid 10% earn about $49,760 a year and the 25th percentile is $74,740, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Charlotte?
About $104,743 a year ($8,729 a month) for a single filer on the average salary of $144,450.
Do personal financial advisors earn more in Charlotte than elsewhere?
The average here is 8% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 25.2%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 2.08, this job is 2.1 times as concentrated as in the U.S. overall.
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