Loan Officers pay range in Killeen
New workers and the lowest-paid 10% earn about $32,340 a year or less, while the top 10% make $125,230 or more. The middle half of loan officers in Killeen earn between $45,400 and $82,810.
- $32K10th
- $45K25th
- $61KMedian
- $83K75th
- $125K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $70,330 | $5,861 | $33.81 |
| Median | $60,750 | $5,062 | $29.21 |
| Entry level (25th percentile) | $45,400 | $3,783 | $21.83 |
| Experienced (75th percentile) | $82,810 | $6,901 | $39.81 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Killeen vs. Texas and the U.S.
Loan officers in Killeen earn 11% less than the Texas average ($79,410) and 20% less than the U.S. average ($87,790). At the median the gap is -21% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Killeen | $70,330 | $60,750 | $32,340 | $125,230 | 170 |
| Texas | $79,410 | $66,370 | $34,150 | $135,280 | 21,200 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Killeen
On the average salary of $70,330, a single filer in Killeen takes home about $58,307 a year, or $4,859 a month and $2,243 every two weeks. Taxes take 17% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Killeen a good place for loan officers? Pay vs. cost of living
Prices in the Killeen area are 9% below the U.S. average (BEA price parity 91.1), so the average $70,330 buys what about $77,174 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Killeen ($46,660). A typical home costs $252,591, or 3.6 years of this average salary before tax.
Loan Officers salary in other Texas cities
Killeen ranks 19th of 24 Texas metro areas for this job; Victoria pays the most ($92,270).
- Victoria$92,270
- College Station$92,150
- Sherman$89,410
- Midland$87,100
- Houston$84,830
- Waco$83,600
- Brownsville$82,070
- Lubbock$81,930
- Dallas$80,100
- Killeen$70,330
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Killeen: questions
How much do loan officers make an hour in Killeen?
$33.81 an hour on average, and $29.21 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Killeen?
The lowest-paid 10% earn about $32,340 a year and the 25th percentile is $45,400, a fair guide to starting pay.
What is the loan officers take-home pay in Killeen?
About $58,307 a year ($4,859 a month) for a single filer on the average salary of $70,330. Texas has no state income tax.
Do loan officers earn more in Killeen than elsewhere?
The average here is 20% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Killeen-Temple, TX (28660). Relative standard error of the mean wage: 4.3%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.65, this job is less common than in the U.S. overall (location quotient 0.65).
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