Loan Officers pay range in Charleston
New workers and the lowest-paid 10% earn about $37,350 a year or less, while the top 10% make $166,660 or more. The middle half of loan officers in Charleston earn between $44,750 and $104,260.
- $37K10th
- $45K25th
- $66KMedian
- $104K75th
- $167K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $86,880 | $7,240 | $41.77 |
| Median | $65,580 | $5,465 | $31.53 |
| Entry level (25th percentile) | $44,750 | $3,729 | $21.51 |
| Experienced (75th percentile) | $104,260 | $8,688 | $50.12 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Charleston vs. South Carolina and the U.S.
Loan officers in Charleston earn 12% more than the South Carolina average ($77,890) and about the same as the U.S. average ($87,790). At the median the gap is -14% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charleston | $86,880 | $65,580 | $37,350 | $166,660 | 700 |
| South Carolina | $77,890 | $63,220 | $37,080 | $142,260 | 4,140 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Charleston
On the average salary of $86,880, a single filer in Charleston takes home about $66,505 a year, or $5,542 a month and $2,558 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charleston a good place for loan officers? Pay vs. cost of living
Prices in the Charleston area are in line with the U.S. average (BEA price parity 101.0), so the average $86,880 buys what about $86,052 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Charleston ($49,150). A typical home costs $435,877, or 5.0 years of this average salary before tax.
Loan Officers salary in other South Carolina cities
Charleston ranks 1st of 7 South Carolina metro areas for this job, the best-paid in the state.
- Charleston$86,880
- Columbia$80,850
- Myrtle Beach$78,920
- Florence$76,060
- Greenville$75,690
- Hilton Head Island$73,130
- Spartanburg$71,390
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Charleston: questions
How much do loan officers make an hour in Charleston?
$41.77 an hour on average, and $31.53 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Charleston?
The lowest-paid 10% earn about $37,350 a year and the 25th percentile is $44,750, a fair guide to starting pay.
What is the loan officers take-home pay in Charleston?
About $66,505 a year ($5,542 a month) for a single filer on the average salary of $86,880.
Do loan officers earn more in Charleston than elsewhere?
The average here is about the same as the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Charleston-North Charleston, SC (16700). Relative standard error of the mean wage: 12.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.01, this job is about as common as in the U.S. overall.
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