Insurance Underwriters pay range in Charleston
New workers and the lowest-paid 10% earn about $57,270 a year or less, while the top 10% make $125,850 or more. The middle half of insurance underwriters in Charleston earn between $57,990 and $107,690.
- $57K10th
- $58K25th
- $80KMedian
- $108K75th
- $126K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $88,160 | $7,347 | $42.38 |
| Median | $79,570 | $6,631 | $38.25 |
| Entry level (25th percentile) | $57,990 | $4,832 | $27.88 |
| Experienced (75th percentile) | $107,690 | $8,974 | $51.77 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Charleston vs. South Carolina and the U.S.
Insurance underwriters in Charleston earn about the same as the South Carolina average ($87,610) and 6% less than the U.S. average ($93,700). At the median the gap is -2% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charleston | $88,160 | $79,570 | $57,270 | $125,850 | 100 |
| South Carolina | $87,610 | $79,570 | $51,020 | $134,950 | 910 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Charleston
On the average salary of $88,160, a single filer in Charleston takes home about $67,321 a year, or $5,610 a month and $2,589 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charleston a good place for insurance underwriters? Pay vs. cost of living
Prices in the Charleston area are in line with the U.S. average (BEA price parity 101.0), so the average $88,160 buys what about $87,320 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Charleston ($49,150). A typical home costs $435,877, or 4.9 years of this average salary before tax.
Insurance Underwriters salary in other South Carolina cities
Charleston ranks 1st of 3 South Carolina metro areas for this job, the best-paid in the state.
- Charleston$88,160
- Greenville$87,390
- Columbia$82,770
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Charleston: questions
How much do insurance underwriters make an hour in Charleston?
$42.38 an hour on average, and $38.26 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Charleston?
The lowest-paid 10% earn about $57,270 a year and the 25th percentile is $57,990, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Charleston?
About $67,321 a year ($5,610 a month) for a single filer on the average salary of $88,160.
Do insurance underwriters earn more in Charleston than elsewhere?
The average here is 6% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Charleston-North Charleston, SC (16700). Relative standard error of the mean wage: 3.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.38, this job is less common than in the U.S. overall (location quotient 0.38).
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