Loan Officers pay range in Columbia
New workers and the lowest-paid 10% earn about $36,800 a year or less, while the top 10% make $149,990 or more. The middle half of loan officers in Columbia earn between $49,900 and $92,520.
- $37K10th
- $50K25th
- $65KMedian
- $93K75th
- $150K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $80,850 | $6,738 | $38.87 |
| Median | $64,660 | $5,388 | $31.09 |
| Entry level (25th percentile) | $49,900 | $4,158 | $23.99 |
| Experienced (75th percentile) | $92,520 | $7,710 | $44.48 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Columbia vs. South Carolina and the U.S.
Loan officers in Columbia earn 4% more than the South Carolina average ($77,890) and 8% less than the U.S. average ($87,790). At the median the gap is -16% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Columbia | $80,850 | $64,660 | $36,800 | $149,990 | 570 |
| South Carolina | $77,890 | $63,220 | $37,080 | $142,260 | 4,140 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Columbia
On the average salary of $80,850, a single filer in Columbia takes home about $62,663 a year, or $5,222 a month and $2,410 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Columbia a good place for loan officers? Pay vs. cost of living
Prices in the Columbia area are 6% below the U.S. average (BEA price parity 93.7), so the average $80,850 buys what about $86,321 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Columbia ($46,430). A typical home costs $256,154, or 3.2 years of this average salary before tax.
Loan Officers salary in other South Carolina cities
Columbia ranks 2nd of 7 South Carolina metro areas for this job; Charleston pays the most ($86,880).
- Charleston$86,880
- Columbia$80,850
- Myrtle Beach$78,920
- Florence$76,060
- Greenville$75,690
- Hilton Head Island$73,130
- Spartanburg$71,390
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Columbia: questions
How much do loan officers make an hour in Columbia?
$38.87 an hour on average, and $31.09 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Columbia?
The lowest-paid 10% earn about $36,800 a year and the 25th percentile is $49,900, a fair guide to starting pay.
What is the loan officers take-home pay in Columbia?
About $62,663 a year ($5,222 a month) for a single filer on the average salary of $80,850.
Do loan officers earn more in Columbia than elsewhere?
The average here is 8% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Columbia, SC (17900). Relative standard error of the mean wage: 5.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.83, this job is about as common as in the U.S. overall.
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