Loan Officers pay range in Lancaster
New workers and the lowest-paid 10% earn about $39,460 a year or less, while the top 10% make $134,530 or more. The middle half of loan officers in Lancaster earn between $50,800 and $106,780.
- $39K10th
- $51K25th
- $74KMedian
- $107K75th
- $135K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $84,620 | $7,052 | $40.68 |
| Median | $74,450 | $6,204 | $35.79 |
| Entry level (25th percentile) | $50,800 | $4,233 | $24.42 |
| Experienced (75th percentile) | $106,780 | $8,898 | $51.34 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Lancaster
On the average salary of $84,620, a single filer in Lancaster takes home about $65,762 a year, or $5,480 a month and $2,529 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Lancaster a good place for loan officers? Pay vs. cost of living
Prices in the Lancaster area are 2% below the U.S. average (BEA price parity 98.3), so the average $84,620 buys what about $86,121 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Lancaster ($48,210). A typical home costs $388,207, or 4.6 years of this average salary before tax.
Loan Officers salary in other Pennsylvania cities
Lancaster ranks 2nd of 15 Pennsylvania metro areas for this job; Philadelphia pays the most ($86,920).
- Philadelphia$86,920
- Lancaster$84,620
- Allentown$82,690
- Scranton$81,740
- Pittsburgh$80,930
- Reading$79,820
- York$79,720
- Harrisburg$78,090
- Lebanon$77,460
- Johnstown$74,840
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Lancaster: questions
How much do loan officers make an hour in Lancaster?
$40.68 an hour on average, and $35.80 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Lancaster?
The lowest-paid 10% earn about $39,460 a year and the 25th percentile is $50,800, a fair guide to starting pay.
What is the loan officers take-home pay in Lancaster?
About $65,762 a year ($5,480 a month) for a single filer on the average salary of $84,620. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do loan officers earn more in Lancaster than elsewhere?
The average here is 5% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Lancaster, PA (29540). Relative standard error of the mean wage: 3.4%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 0.62, this job is less common than in the U.S. overall (location quotient 0.62).
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