Loan Officers pay range in Johnstown
New workers and the lowest-paid 10% earn about $41,590 a year or less, while the top 10% make $118,850 or more. The middle half of loan officers in Johnstown earn between $48,940 and $94,370.
- $42K10th
- $49K25th
- $69KMedian
- $94K75th
- $119K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $74,840 | $6,237 | $35.98 |
| Median | $68,820 | $5,735 | $33.09 |
| Entry level (25th percentile) | $48,940 | $4,078 | $23.53 |
| Experienced (75th percentile) | $94,370 | $7,864 | $45.37 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Johnstown
On the average salary of $74,840, a single filer in Johnstown takes home about $59,182 a year, or $4,932 a month and $2,276 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
Is Johnstown a good place for loan officers? Pay vs. cost of living
Prices in the Johnstown area are 14% below the U.S. average (BEA price parity 85.9), so the average $74,840 buys what about $87,095 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Johnstown ($44,110). A typical home costs $107,146, or 1.4 years of this average salary before tax.
Loan Officers salary in other Pennsylvania cities
Johnstown ranks 10th of 15 Pennsylvania metro areas for this job; Philadelphia pays the most ($86,920).
- Philadelphia$86,920
- Lancaster$84,620
- Allentown$82,690
- Scranton$81,740
- Pittsburgh$80,930
- Reading$79,820
- York$79,720
- Harrisburg$78,090
- Lebanon$77,460
- Johnstown$74,840
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Johnstown: questions
How much do loan officers make an hour in Johnstown?
$35.98 an hour on average, and $33.09 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Johnstown?
The lowest-paid 10% earn about $41,590 a year and the 25th percentile is $48,940, a fair guide to starting pay.
What is the loan officers take-home pay in Johnstown?
About $59,182 a year ($4,932 a month) for a single filer on the average salary of $74,840. Local earned income taxes (for example Philadelphia's wage tax) are not included.
Do loan officers earn more in Johnstown than elsewhere?
The average here is 16% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Johnstown, PA (27780). Relative standard error of the mean wage: 5.2%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Local earned income taxes (for example Philadelphia's wage tax) are not included.
- Job concentration: location quotient 0.80, this job is less common than in the U.S. overall (location quotient 0.80).
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