SOC 13-2072 · Sebastian-Vero Beach-West Vero Corridor, FL metro

Loan Officers Salary in Sebastian, FL

The average salary for loan officers in Sebastian, Florida is $76,060 a year ($36.57 an hour), according to BLS estimates for May 2025. The median is $66,300: half of the 110 people in this job in the Sebastian-Vero Beach-West Vero Corridor, FL metro area earn more than that, half earn less. That average is 14% less than the U.S. metro average for this job ($88,726).

$76,060average per year

$36.57 / hourMedian $66,300Take-home ≈ $62,338

  • $29K10th
  • $44K25th
  • $66KMedian
  • $100K75th
  • $129K90th

median average · bar = middle 50% of workers

110people in this job
-14%vs U.S. metro average
#17 of 21Florida metros
98cost of living (U.S. = 100)
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Loan Officers pay range in Sebastian

New workers and the lowest-paid 10% earn about $28,990 a year or less, while the top 10% make $128,530 or more. The middle half of loan officers in Sebastian earn between $44,450 and $99,980.

  • $29K10th
  • $44K25th
  • $66KMedian
  • $100K75th
  • $129K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$76,060$6,338$36.57
Median$66,300$5,525$31.88
Entry level (25th percentile)$44,450$3,704$21.37
Experienced (75th percentile)$99,980$8,332$48.07

*Hourly figures assume 2,080 paid hours a year.

Loan Officers salary after taxes in Sebastian

On the average salary of $76,060, a single filer in Sebastian takes home about $62,338 a year, or $5,195 a month and $2,398 every two weeks. Taxes take 18% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

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Is Sebastian a good place for loan officers? Pay vs. cost of living

Prices in the Sebastian area are 2% below the U.S. average (BEA price parity 98.3), so the average $76,060 buys what about $77,369 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Sebastian ($45,480). A typical home costs $365,819, or 4.8 years of this average salary before tax.

See what $76,060 is worth in another city

Loan Officers salary in other Florida cities

Sebastian ranks 17th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).

All Loan Officers salaries in Florida

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Sebastian, FL.

Loan Officers salary in Sebastian: questions

How much do loan officers make an hour in Sebastian?

$36.57 an hour on average, and $31.88 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Sebastian?

The lowest-paid 10% earn about $28,990 a year and the 25th percentile is $44,450, a fair guide to starting pay.

What is the loan officers take-home pay in Sebastian?

About $62,338 a year ($5,195 a month) for a single filer on the average salary of $76,060. Florida has no state income tax.

Do loan officers earn more in Sebastian than elsewhere?

The average here is 14% less than the U.S. metro average for this job ($88,726).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Sebastian-Vero Beach-West Vero Corridor, FL (42680). Relative standard error of the mean wage: 4.9%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 1.05, this job is about as common as in the U.S. overall.

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