Loan Officers pay range in Punta Gorda
New workers and the lowest-paid 10% earn about $30,430 a year or less, while the top 10% make $162,360 or more. The middle half of loan officers in Punta Gorda earn between $45,890 and $124,690.
- $30K10th
- $46K25th
- $72KMedian
- $125K75th
- $162K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $88,320 | $7,360 | $42.46 |
| Median | $71,920 | $5,993 | $34.58 |
| Entry level (25th percentile) | $45,890 | $3,824 | $22.06 |
| Experienced (75th percentile) | $124,690 | $10,391 | $59.95 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Punta Gorda
On the average salary of $88,320, a single filer in Punta Gorda takes home about $70,963 a year, or $5,914 a month and $2,729 every two weeks. Taxes take 20% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Punta Gorda a good place for loan officers? Pay vs. cost of living
Prices in the Punta Gorda area are in line with the U.S. average (BEA price parity 100.5), so the average $88,320 buys what about $87,859 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Punta Gorda ($45,500). A typical home costs $298,144, or 3.4 years of this average salary before tax.
Loan Officers salary in other Florida cities
Punta Gorda ranks 4th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).
- Homosassa Springs$100,650
- Deltona$93,000
- Naples$90,810
- Punta Gorda$88,320
- Fort Myers$88,290
- Ocala$84,930
- Lakeland$84,180
- Port St. Lucie$84,040
- Miami$83,450
- Panama City$81,700
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Punta Gorda: questions
How much do loan officers make an hour in Punta Gorda?
$42.46 an hour on average, and $34.58 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Punta Gorda?
The lowest-paid 10% earn about $30,430 a year and the 25th percentile is $45,890, a fair guide to starting pay.
What is the loan officers take-home pay in Punta Gorda?
About $70,963 a year ($5,914 a month) for a single filer on the average salary of $88,320. Florida has no state income tax.
Do loan officers earn more in Punta Gorda than elsewhere?
The average here is about the same as the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Punta Gorda, FL (39460). Relative standard error of the mean wage: 8.5%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.55, this job is less common than in the U.S. overall (location quotient 0.55).
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