Insurance Underwriters pay range in Sebastian
New workers and the lowest-paid 10% earn about $46,800 a year or less, while the top 10% make $138,940 or more. The middle half of insurance underwriters in Sebastian earn between $53,760 and $94,880.
- $47K10th
- $54K25th
- $62KMedian
- $95K75th
- $139K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $79,780 | $6,648 | $38.36 |
| Median | $61,900 | $5,158 | $29.76 |
| Entry level (25th percentile) | $53,760 | $4,480 | $25.85 |
| Experienced (75th percentile) | $94,880 | $7,907 | $45.62 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Underwriters pay in Sebastian vs. Florida and the U.S.
Insurance underwriters in Sebastian earn 10% less than the Florida average ($89,040) and 15% less than the U.S. average ($93,700). At the median the gap is -24% against the U.S. median of $81,370.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Sebastian | $79,780 | $61,900 | $46,800 | $138,940 | 40 |
| Florida | $89,040 | $78,720 | $49,880 | $134,850 | 7,300 |
| United States | $93,700 | $81,370 | $55,530 | $145,160 | 105,420 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Underwriters salary after taxes in Sebastian
On the average salary of $79,780, a single filer in Sebastian takes home about $64,955 a year, or $5,413 a month and $2,498 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Sebastian a good place for insurance underwriters? Pay vs. cost of living
Prices in the Sebastian area are 2% below the U.S. average (BEA price parity 98.3), so the average $79,780 buys what about $81,153 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Sebastian ($45,480). A typical home costs $365,819, or 4.6 years of this average salary before tax.
Insurance Underwriters salary in other Florida cities
Sebastian ranks 10th of 12 Florida metro areas for this job; Ocala pays the most ($101,360).
- Ocala$101,360
- Fort Myers$99,890
- Deltona$94,390
- Jacksonville$93,240
- Miami$92,640
- Pensacola$91,450
- Sarasota$90,120
- Orlando$88,020
- Tampa$85,840
- Sebastian$79,780
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Sebastian: questions
How much do insurance underwriters make an hour in Sebastian?
$38.36 an hour on average, and $29.76 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Sebastian?
The lowest-paid 10% earn about $46,800 a year and the 25th percentile is $53,760, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Sebastian?
About $64,955 a year ($5,413 a month) for a single filer on the average salary of $79,780. Florida has no state income tax.
Do insurance underwriters earn more in Sebastian than elsewhere?
The average here is 15% less than the U.S. average for this job ($93,700).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Sebastian-Vero Beach-West Vero Corridor, FL (42680). Relative standard error of the mean wage: 12.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.10, this job is about as common as in the U.S. overall.
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