Loan Officers pay range in Gainesville
New workers and the lowest-paid 10% earn about $37,910 a year or less, while the top 10% make $130,430 or more. The middle half of loan officers in Gainesville earn between $49,290 and $96,950.
- $38K10th
- $49K25th
- $69KMedian
- $97K75th
- $130K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $80,640 | $6,720 | $38.77 |
| Median | $68,810 | $5,734 | $33.08 |
| Entry level (25th percentile) | $49,290 | $4,108 | $23.70 |
| Experienced (75th percentile) | $96,950 | $8,079 | $46.61 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Gainesville
On the average salary of $80,640, a single filer in Gainesville takes home about $65,560 a year, or $5,463 a month and $2,522 every two weeks. Taxes take 19% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Gainesville a good place for loan officers? Pay vs. cost of living
Prices in the Gainesville area are 3% below the U.S. average (BEA price parity 96.7), so the average $80,640 buys what about $83,363 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Gainesville ($47,020). A typical home costs $306,605, or 3.8 years of this average salary before tax.
Loan Officers salary in other Florida cities
Gainesville ranks 13th of 21 Florida metro areas for this job; Homosassa Springs pays the most ($100,650).
- Homosassa Springs$100,650
- Deltona$93,000
- Naples$90,810
- Punta Gorda$88,320
- Fort Myers$88,290
- Ocala$84,930
- Lakeland$84,180
- Port St. Lucie$84,040
- Miami$83,450
- Gainesville$80,640
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Gainesville: questions
How much do loan officers make an hour in Gainesville?
$38.77 an hour on average, and $33.08 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Gainesville?
The lowest-paid 10% earn about $37,910 a year and the 25th percentile is $49,290, a fair guide to starting pay.
What is the loan officers take-home pay in Gainesville?
About $65,560 a year ($5,463 a month) for a single filer on the average salary of $80,640. Florida has no state income tax.
Do loan officers earn more in Gainesville than elsewhere?
The average here is 9% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Gainesville, FL (23540). Relative standard error of the mean wage: 5.5%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.52, this job is less common than in the U.S. overall (location quotient 0.52).
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