Insurance Underwriters pay range in Gainesville
New workers and the lowest-paid 10% earn about $46,310 a year or less, while the top 10% make $116,780 or more. The middle half of insurance underwriters in Gainesville earn between $60,480 and $93,120.
- $46K10th
- $60K25th
- $64KMedian
- $93K75th
- $117K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $78,830 | $6,569 | $37.90 |
| Median | $64,270 | $5,356 | $30.90 |
| Entry level (25th percentile) | $60,480 | $5,040 | $29.08 |
| Experienced (75th percentile) | $93,120 | $7,760 | $44.77 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Gainesville
On the average salary of $78,830, a single filer in Gainesville takes home about $64,287 a year, or $5,357 a month and $2,473 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Gainesville a good place for insurance underwriters? Pay vs. cost of living
Prices in the Gainesville area are 3% below the U.S. average (BEA price parity 96.7), so the average $78,830 buys what about $81,492 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Gainesville ($47,020). A typical home costs $306,605, or 3.9 years of this average salary before tax.
Insurance Underwriters salary in other Florida cities
Gainesville ranks 11th of 12 Florida metro areas for this job; Ocala pays the most ($101,360).
- Ocala$101,360
- Fort Myers$99,890
- Deltona$94,390
- Jacksonville$93,240
- Miami$92,640
- Pensacola$91,450
- Sarasota$90,120
- Orlando$88,020
- Tampa$85,840
- Gainesville$78,830
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Gainesville: questions
How much do insurance underwriters make an hour in Gainesville?
$37.90 an hour on average, and $30.90 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Gainesville?
The lowest-paid 10% earn about $46,310 a year and the 25th percentile is $60,480, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Gainesville?
About $64,287 a year ($5,357 a month) for a single filer on the average salary of $78,830. Florida has no state income tax.
Do insurance underwriters earn more in Gainesville than elsewhere?
The average here is 17% less than the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Gainesville, FL (23540). Relative standard error of the mean wage: 4.8%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.87, this job is about as common as in the U.S. overall.
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