Loan Officers pay range in Charlottesville
New workers and the lowest-paid 10% earn about $38,380 a year or less, while the top 10% make $99,740 or more. The middle half of loan officers in Charlottesville earn between $48,480 and $77,800.
- $38K10th
- $48K25th
- $61KMedian
- $78K75th
- $100K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $65,710 | $5,476 | $31.59 |
| Median | $60,610 | $5,051 | $29.14 |
| Entry level (25th percentile) | $48,480 | $4,040 | $23.31 |
| Experienced (75th percentile) | $77,800 | $6,483 | $37.40 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Charlottesville vs. Virginia and the U.S.
Loan officers in Charlottesville earn 27% less than the Virginia average ($90,090) and 25% less than the U.S. average ($87,790). At the median the gap is -21% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlottesville | $65,710 | $60,610 | $38,380 | $99,740 | 480 |
| Virginia | $90,090 | $78,320 | $40,190 | $157,070 | 8,790 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Charlottesville
On the average salary of $65,710, a single filer in Charlottesville takes home about $52,014 a year, or $4,334 a month and $2,001 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Charlottesville a good place for loan officers? Pay vs. cost of living
Prices in the Charlottesville area are in line with the U.S. average (BEA price parity 99.1), so the average $65,710 buys what about $66,276 would buy in a typical U.S. metro. This job pays 1.1 times the median wage of all jobs in Charlottesville ($55,180). A typical home costs $473,058, or 7.2 years of this average salary before tax.
Loan Officers salary in other Virginia cities
Charlottesville ranks 9th of 9 Virginia metro areas for this job; Blacksburg pays the most ($84,360).
- Blacksburg$84,360
- Richmond$78,940
- Winchester$78,220
- Virginia Beach$77,520
- Harrisonburg$77,500
- Roanoke$74,350
- Staunton$67,460
- Lynchburg$67,250
- Charlottesville$65,710
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Charlottesville: questions
How much do loan officers make an hour in Charlottesville?
$31.59 an hour on average, and $29.14 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Charlottesville?
The lowest-paid 10% earn about $38,380 a year and the 25th percentile is $48,480, a fair guide to starting pay.
What is the loan officers take-home pay in Charlottesville?
About $52,014 a year ($4,334 a month) for a single filer on the average salary of $65,710.
Do loan officers earn more in Charlottesville than elsewhere?
The average here is 25% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Charlottesville, VA (16820). Relative standard error of the mean wage: 1.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 2.36, this job is 2.4 times as concentrated as in the U.S. overall.
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