SOC 13-2053 · Cape Coral-Fort Myers, FL metro

Insurance Underwriters Salary in Fort Myers, FL

The average salary for insurance underwriters in Fort Myers, Florida is $99,890 a year ($48.02 an hour), according to BLS estimates for May 2025. The median is $82,390: half of the 50 people in this job in the Cape Coral-Fort Myers, FL metro area earn more than that, half earn less. That average is 7% more than the U.S. average for this job ($93,700).

$99,890average per year

$48.02 / hourMedian $82,390Take-home ≈ $79,103

  • $51K10th
  • $68K25th
  • $82KMedian
  • $114K75th
  • $170K90th

median average · bar = middle 50% of workers · how to read it

50people in this job
+7%vs U.S. average
#2 of 12Florida metros
102cost of living (U.S. = 100)
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Insurance Underwriters pay range in Fort Myers

New workers and the lowest-paid 10% earn about $51,090 a year or less, while the top 10% make $170,300 or more. The middle half of insurance underwriters in Fort Myers earn between $68,170 and $114,010.

  • $51K10th
  • $68K25th
  • $82KMedian
  • $114K75th
  • $170K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$99,890$8,324$48.02
Median$82,390$6,866$39.61
Entry level (25th percentile)$68,170$5,681$32.77
Experienced (75th percentile)$114,010$9,501$54.81

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Underwriters pay in Fort Myers vs. Florida and the U.S.

Insurance underwriters in Fort Myers earn 12% more than the Florida average ($89,040) and 7% more than the U.S. average ($93,700). At the median the gap is +1% against the U.S. median of $81,370.

AreaAverageMedian10th pct.90th pct.Jobs
Fort Myers$99,890$82,390$51,090$170,30050
Florida$89,040$78,720$49,880$134,8507,300
United States$93,700$81,370$55,530$145,160105,420

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Underwriters salary after taxes in Fort Myers

On the average salary of $99,890, a single filer in Fort Myers takes home about $79,103 a year, or $6,592 a month and $3,042 every two weeks. Taxes take 21% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

Florida paycheck calculator: try your own salary

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Is Fort Myers a good place for insurance underwriters? Pay vs. cost of living

Prices in the Fort Myers area are 2% above the U.S. average (BEA price parity 102.3), so the average $99,890 buys what about $97,597 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Fort Myers ($46,780). A typical home costs $339,372, or 3.4 years of this average salary before tax.

See what $99,890 is worth in another city

Insurance Underwriters salary in other Florida cities

Fort Myers ranks 2nd of 12 Florida metro areas for this job; Ocala pays the most ($101,360).

All Insurance Underwriters salaries in Florida

Highest-paying cities for insurance underwriters

Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).

Insurance Underwriters salary by city

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Reviewed before it counts. Insurance Underwriters in Fort Myers, FL.

Insurance Underwriters salary in Fort Myers: questions

How much do insurance underwriters make an hour in Fort Myers?

$48.02 an hour on average, and $39.61 at the median (BLS, May 2025).

What is the entry-level insurance underwriters salary in Fort Myers?

The lowest-paid 10% earn about $51,090 a year and the 25th percentile is $68,170, a fair guide to starting pay.

What is the insurance underwriters take-home pay in Fort Myers?

About $79,103 a year ($6,592 a month) for a single filer on the average salary of $99,890. Florida has no state income tax.

Do insurance underwriters earn more in Fort Myers than elsewhere?

The average here is 7% more than the U.S. average for this job ($93,700).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Cape Coral-Fort Myers, FL (15980). Relative standard error of the mean wage: 9.1%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index (a city in the same metro). Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 0.26, this job is less common than in the U.S. overall (location quotient 0.26).

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