Insurance Sales Agents pay range in Charlotte
New workers and the lowest-paid 10% earn about $37,390 a year or less, while the top 10% make $154,720 or more. The middle half of insurance sales agents in Charlotte earn between $45,760 and $95,630.
- $37K10th
- $46K25th
- $62KMedian
- $96K75th
- $155K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $84,280 | $7,023 | $40.52 |
| Median | $62,490 | $5,208 | $30.04 |
| Entry level (25th percentile) | $45,760 | $3,813 | $22.00 |
| Experienced (75th percentile) | $95,630 | $7,969 | $45.98 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in Charlotte vs. North Carolina and the U.S.
Insurance sales agents in Charlotte earn 17% more than the North Carolina average ($72,330) and 3% more than the U.S. average ($81,480). At the median the gap is +0% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charlotte | $84,280 | $62,490 | $37,390 | $154,720 | 6,800 |
| North Carolina | $72,330 | $58,710 | $36,000 | $124,900 | 20,540 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in Charlotte
On the average salary of $84,280, a single filer in Charlotte takes home about $65,267 a year, or $5,439 a month and $2,510 every two weeks. Taxes take 23% of gross pay.
The Charlotte-Concord-Gastonia, NC-SC metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in NC | $65,267 | $5,439 |
| Working in SC | $64,849 | $5,404 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charlotte a good place for insurance sales agents? Pay vs. cost of living
Prices in the Charlotte area are 3% below the U.S. average (BEA price parity 97.3), so the average $84,280 buys what about $86,576 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Charlotte ($49,990). A typical home costs $390,321, or 4.6 years of this average salary before tax.
Insurance Sales Agents salary in other North Carolina cities
Charlotte ranks 1st of 15 North Carolina metro areas for this job, the best-paid in the state.
- Charlotte$84,280
- Wilmington$75,570
- Winston-Salem$72,060
- Greensboro$71,320
- Raleigh$70,300
- Durham$68,330
- Rocky Mount$66,680
- Pinehurst$66,360
- Fayetteville$64,870
- Asheville$64,730
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in Charlotte: questions
How much do insurance sales agents make an hour in Charlotte?
$40.52 an hour on average, and $30.04 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in Charlotte?
The lowest-paid 10% earn about $37,390 a year and the 25th percentile is $45,760, a fair guide to starting pay.
What is the insurance sales agents take-home pay in Charlotte?
About $65,267 a year ($5,439 a month) for a single filer on the average salary of $84,280.
Do insurance sales agents earn more in Charlotte than elsewhere?
The average here is 3% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area Charlotte-Concord-Gastonia, NC-SC (16740). Relative standard error of the mean wage: 7.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.63, this job is 1.6 times as concentrated as in the U.S. overall.
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