Insurance Sales Agents pay range in South Bend
New workers and the lowest-paid 10% earn about $38,700 a year or less, while the top 10% make $200,300 or more. The middle half of insurance sales agents in South Bend earn between $47,160 and $96,490.
- $39K10th
- $47K25th
- $64KMedian
- $96K75th
- $200K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $86,760 | $7,230 | $41.71 |
| Median | $63,860 | $5,322 | $30.70 |
| Entry level (25th percentile) | $47,160 | $3,930 | $22.67 |
| Experienced (75th percentile) | $96,490 | $8,041 | $46.39 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Insurance Sales Agents pay in South Bend vs. Indiana and the U.S.
Insurance sales agents in South Bend earn 7% more than the Indiana average ($80,870) and 6% more than the U.S. average ($81,480). At the median the gap is +3% against the U.S. median of $62,280.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| South Bend | $86,760 | $63,860 | $38,700 | $200,300 | 370 |
| Indiana | $80,870 | $61,360 | $37,890 | $128,380 | 10,440 |
| United States | $81,480 | $62,280 | $37,330 | $138,140 | 479,100 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Insurance Sales Agents salary after taxes in South Bend
On the average salary of $86,760, a single filer in South Bend takes home about $65,792 a year, or $5,483 a month and $2,530 every two weeks. Taxes take 24% of gross pay.
The South Bend-Mishawaka, IN-MI metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in MI | $66,425 | $5,535 |
| Working in IN | $65,792 | $5,483 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
Is South Bend a good place for insurance sales agents? Pay vs. cost of living
Prices in the South Bend area are 7% below the U.S. average (BEA price parity 92.9), so the average $86,760 buys what about $93,433 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in South Bend ($46,540). A typical home costs $238,866, or 2.8 years of this average salary before tax.
Insurance Sales Agents salary in other Indiana cities
South Bend ranks 2nd of 12 Indiana metro areas for this job; Columbus pays the most ($87,350).
- Columbus$87,350
- South Bend$86,760
- Indianapolis$86,620
- Lafayette$85,960
- Bloomington$83,840
- Michigan City$76,770
- Elkhart$76,630
- Terre Haute$75,890
- Kokomo$71,310
- Fort Wayne$70,100
Highest-paying cities for insurance sales agents
Fond du Lac, WI pays this job the most of the metro areas we cover ($118,600).
- Fond du Lac, WI$118,600
- San Francisco, CA$114,110
- Minneapolis, MN$111,320
- New York, NY$107,190
- Boston, MA$105,000
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Insurance Sales Agents salary in South Bend: questions
How much do insurance sales agents make an hour in South Bend?
$41.71 an hour on average, and $30.70 at the median (BLS, May 2025).
What is the entry-level insurance sales agents salary in South Bend?
The lowest-paid 10% earn about $38,700 a year and the 25th percentile is $47,160, a fair guide to starting pay.
What is the insurance sales agents take-home pay in South Bend?
About $65,792 a year ($5,483 a month) for a single filer on the average salary of $86,760. Includes South Bend's local income tax (1.75%).
Do insurance sales agents earn more in South Bend than elsewhere?
The average here is 6% more than the U.S. average for this job ($81,480).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 41-3021; area South Bend-Mishawaka, IN-MI (43780). Relative standard error of the mean wage: 9.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes South Bend's local income tax (1.75%).
- Job concentration: location quotient 0.92, this job is about as common as in the U.S. overall.
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