Credit Counselors pay range in Charleston
New workers and the lowest-paid 10% earn about $41,460 a year or less, while the top 10% make $55,600 or more. The middle half of credit counselors in Charleston earn between $42,140 and $47,380.
- $41K10th
- $42K25th
- $47KMedian
- $47K75th
- $56K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $46,280 | $3,857 | $22.25 |
| Median | $47,380 | $3,948 | $22.78 |
| Entry level (25th percentile) | $42,140 | $3,512 | $20.26 |
| Experienced (75th percentile) | $47,380 | $3,948 | $22.78 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Charleston vs. West Virginia and the U.S.
Credit counselors in Charleston earn about the same as the West Virginia average ($45,010) and 19% less than the U.S. average ($57,210). At the median the gap is -9% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Charleston | $46,280 | $47,380 | $41,460 | $55,600 | 30 |
| West Virginia | $45,010 | $45,860 | $37,390 | $49,400 | 150 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Charleston
On the average salary of $46,280, a single filer in Charleston takes home about $38,079 a year, or $3,173 a month and $1,465 every two weeks. Taxes take 18% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Charleston a good place for credit counselors? Pay vs. cost of living
Prices in the Charleston area are 11% below the U.S. average (BEA price parity 88.7), so the average $46,280 buys what about $52,166 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Charleston ($45,830). A typical home costs $148,817, or 3.2 years of this average salary before tax.
Credit Counselors salary in other West Virginia cities
Charleston ranks 2nd of 2 West Virginia metro areas for this job; Morgantown pays the most ($46,340).
- Morgantown$46,340
- Charleston$46,280
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Charleston: questions
How much do credit counselors make an hour in Charleston?
$22.25 an hour on average, and $22.78 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Charleston?
The lowest-paid 10% earn about $41,460 a year and the 25th percentile is $42,140, a fair guide to starting pay.
What is the credit counselors take-home pay in Charleston?
About $38,079 a year ($3,173 a month) for a single filer on the average salary of $46,280.
Do credit counselors earn more in Charleston than elsewhere?
The average here is 19% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Charleston, WV (16620). Relative standard error of the mean wage: 1.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.65, this job is 1.6 times as concentrated as in the U.S. overall.
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