Credit Counselors pay range in Rochester
New workers and the lowest-paid 10% earn about $47,390 a year or less, while the top 10% make $85,560 or more. The middle half of credit counselors in Rochester earn between $49,500 and $73,540.
- $47K10th
- $50K25th
- $60KMedian
- $74K75th
- $86K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $63,710 | $5,309 | $30.63 |
| Median | $60,040 | $5,003 | $28.87 |
| Entry level (25th percentile) | $49,500 | $4,125 | $23.80 |
| Experienced (75th percentile) | $73,540 | $6,128 | $35.36 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Rochester vs. New York and the U.S.
Credit counselors in Rochester earn 7% less than the New York average ($68,590) and 11% more than the U.S. average ($57,210). At the median the gap is +15% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Rochester | $63,710 | $60,040 | $47,390 | $85,560 | 130 |
| New York | $68,590 | $63,030 | $48,720 | $100,720 | 2,020 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Rochester
On the average salary of $63,710, a single filer in Rochester takes home about $50,472 a year, or $4,206 a month and $1,941 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
Is Rochester a good place for credit counselors? Pay vs. cost of living
Prices in the Rochester area are 3% below the U.S. average (BEA price parity 97.0), so the average $63,710 buys what about $65,657 would buy in a typical U.S. metro. This job pays 1.2 times the median wage of all jobs in Rochester ($51,210). A typical home costs $285,034, or 4.5 years of this average salary before tax.
Credit Counselors salary in other New York cities
Rochester ranks 5th of 7 New York metro areas for this job; New York pays the most ($69,170).
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Rochester: questions
How much do credit counselors make an hour in Rochester?
$30.63 an hour on average, and $28.87 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Rochester?
The lowest-paid 10% earn about $47,390 a year and the 25th percentile is $49,500, a fair guide to starting pay.
What is the credit counselors take-home pay in Rochester?
About $50,472 a year ($4,206 a month) for a single filer on the average salary of $63,710. New York City (up to 3.876%) and Yonkers income taxes are not included.
Do credit counselors earn more in Rochester than elsewhere?
The average here is 11% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Rochester, NY (40380). Relative standard error of the mean wage: 2.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
- Job concentration: location quotient 1.46, this job is 1.5 times as concentrated as in the U.S. overall.
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