Credit Counselors pay range in Albany
New workers and the lowest-paid 10% earn about $48,370 a year or less, while the top 10% make $81,930 or more. The middle half of credit counselors in Albany earn between $53,140 and $71,230.
- $48K10th
- $53K25th
- $61KMedian
- $71K75th
- $82K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $64,060 | $5,338 | $30.80 |
| Median | $60,730 | $5,061 | $29.20 |
| Entry level (25th percentile) | $53,140 | $4,428 | $25.55 |
| Experienced (75th percentile) | $71,230 | $5,936 | $34.25 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Albany vs. New York and the U.S.
Credit counselors in Albany earn 7% less than the New York average ($68,590) and 12% more than the U.S. average ($57,210). At the median the gap is +16% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Albany | $64,060 | $60,730 | $48,370 | $81,930 | 120 |
| New York | $68,590 | $63,030 | $48,720 | $100,720 | 2,020 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Albany
On the average salary of $64,060, a single filer in Albany takes home about $50,734 a year, or $4,228 a month and $1,951 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
Is Albany a good place for credit counselors? Pay vs. cost of living
Prices in the Albany area are in line with the U.S. average (BEA price parity 99.6), so the average $64,060 buys what about $64,339 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Albany ($58,460). A typical home costs $370,533, or 5.8 years of this average salary before tax.
Credit Counselors salary in other New York cities
Albany ranks 4th of 7 New York metro areas for this job; New York pays the most ($69,170).
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Albany: questions
How much do credit counselors make an hour in Albany?
$30.80 an hour on average, and $29.20 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Albany?
The lowest-paid 10% earn about $48,370 a year and the 25th percentile is $53,140, a fair guide to starting pay.
What is the credit counselors take-home pay in Albany?
About $50,734 a year ($4,228 a month) for a single filer on the average salary of $64,060. New York City (up to 3.876%) and Yonkers income taxes are not included.
Do credit counselors earn more in Albany than elsewhere?
The average here is 12% more than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Albany-Schenectady-Troy, NY (10580). Relative standard error of the mean wage: 0.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). New York City (up to 3.876%) and Yonkers income taxes are not included.
- Job concentration: location quotient 1.51, this job is 1.5 times as concentrated as in the U.S. overall.
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