Credit Counselors pay range in Louisville
New workers and the lowest-paid 10% earn about $38,200 a year or less, while the top 10% make $64,760 or more. The middle half of credit counselors in Louisville earn between $42,340 and $57,300.
- $38K10th
- $42K25th
- $49KMedian
- $57K75th
- $65K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $51,490 | $4,291 | $24.75 |
| Median | $49,390 | $4,116 | $23.75 |
| Entry level (25th percentile) | $42,340 | $3,528 | $20.36 |
| Experienced (75th percentile) | $57,300 | $4,775 | $27.55 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Louisville vs. Kentucky and the U.S.
Credit counselors in Louisville earn about the same as the Kentucky average ($52,900) and 10% less than the U.S. average ($57,210). At the median the gap is -5% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Louisville | $51,490 | $49,390 | $38,200 | $64,760 | 50 |
| Kentucky | $52,900 | $48,150 | $37,360 | $74,210 | 220 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Louisville
On the average salary of $51,490, a single filer in Louisville takes home about $40,735 a year, or $3,395 a month and $1,567 every two weeks. Taxes take 21% of gross pay.
The Louisville/Jefferson County, KY-IN metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in IN | $42,038 | $3,503 |
| Working in KY | $40,735 | $3,395 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
Is Louisville a good place for credit counselors? Pay vs. cost of living
Prices in the Louisville area are 7% below the U.S. average (BEA price parity 93.1), so the average $51,490 buys what about $55,322 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Louisville ($48,370). A typical home costs $283,232, or 5.5 years of this average salary before tax.
Credit Counselors salary in other Kentucky cities
Louisville ranks 2nd of 2 Kentucky metro areas for this job; Lexington pays the most ($56,630).
- Lexington$56,630
- Louisville$51,490
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Louisville: questions
How much do credit counselors make an hour in Louisville?
$24.76 an hour on average, and $23.75 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Louisville?
The lowest-paid 10% earn about $38,200 a year and the 25th percentile is $42,340, a fair guide to starting pay.
What is the credit counselors take-home pay in Louisville?
About $40,735 a year ($3,395 a month) for a single filer on the average salary of $51,490. Includes Louisville's local income tax (2.2%).
Do credit counselors earn more in Louisville than elsewhere?
The average here is 10% less than the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Louisville/Jefferson County, KY-IN (31140). Relative standard error of the mean wage: 2.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Louisville's local income tax (2.2%).
- Job concentration: location quotient 0.43, this job is less common than in the U.S. overall (location quotient 0.43).
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