Credit Counselors pay range in Lexington
New workers and the lowest-paid 10% earn about $43,360 a year or less, while the top 10% make $77,140 or more. The middle half of credit counselors in Lexington earn between $44,310 and $63,580.
- $43K10th
- $44K25th
- $50KMedian
- $64K75th
- $77K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $56,630 | $4,719 | $27.23 |
| Median | $50,430 | $4,202 | $24.25 |
| Entry level (25th percentile) | $44,310 | $3,692 | $21.30 |
| Experienced (75th percentile) | $63,580 | $5,298 | $30.57 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Credit Counselors pay in Lexington vs. Kentucky and the U.S.
Credit counselors in Lexington earn 7% more than the Kentucky average ($52,900) and about the same as the U.S. average ($57,210). At the median the gap is -3% against the U.S. median of $52,230.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lexington | $56,630 | $50,430 | $43,360 | $77,140 | 50 |
| Kentucky | $52,900 | $48,150 | $37,360 | $74,210 | 220 |
| United States | $57,210 | $52,230 | $38,350 | $80,440 | 27,770 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Credit Counselors salary after taxes in Lexington
On the average salary of $56,630, a single filer in Lexington takes home about $44,260 a year, or $3,688 a month and $1,702 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
Is Lexington a good place for credit counselors? Pay vs. cost of living
Prices in the Lexington area are 7% below the U.S. average (BEA price parity 92.9), so the average $56,630 buys what about $60,965 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Lexington ($48,620). A typical home costs $327,671, or 5.8 years of this average salary before tax.
Credit Counselors salary in other Kentucky cities
Lexington ranks 1st of 2 Kentucky metro areas for this job, the best-paid in the state.
- Lexington$56,630
- Louisville$51,490
Highest-paying cities for credit counselors
San Francisco, CA pays this job the most of the metro areas we cover ($85,720).
- San Francisco, CA$85,720
- Salt Lake City, UT$79,060
- San Jose, CA$77,410
- Sacramento, CA$76,900
- San Diego, CA$72,810
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Credit Counselors salary in Lexington: questions
How much do credit counselors make an hour in Lexington?
$27.22 an hour on average, and $24.25 at the median (BLS, May 2025).
What is the entry-level credit counselors salary in Lexington?
The lowest-paid 10% earn about $43,360 a year and the 25th percentile is $44,310, a fair guide to starting pay.
What is the credit counselors take-home pay in Lexington?
About $44,260 a year ($3,688 a month) for a single filer on the average salary of $56,630. Includes Lexington's local income tax (2.75%).
Do credit counselors earn more in Lexington than elsewhere?
The average here is about the same as the U.S. average for this job ($57,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2071; area Lexington-Fayette, KY (30460). Relative standard error of the mean wage: 1.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Includes Lexington's local income tax (2.75%).
- Job concentration: location quotient 0.96, this job is about as common as in the U.S. overall.
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