Credit Analysts pay range in Baltimore
New workers and the lowest-paid 10% earn about $47,410 a year or less, while the top 10% make $124,270 or more. The middle half of credit analysts in Baltimore earn between $60,520 and $97,210.
- $47K10th
- $61K25th
- $77KMedian
- $97K75th
- $124K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $85,670 | $7,139 | $41.19 |
| Median | $77,460 | $6,455 | $37.24 |
| Entry level (25th percentile) | $60,520 | $5,043 | $29.10 |
| Experienced (75th percentile) | $97,210 | $8,101 | $46.74 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Baltimore
On the average salary of $85,670, a single filer in Baltimore takes home about $65,241 a year, or $5,437 a month and $2,509 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Baltimore a good place for credit analysts? Pay vs. cost of living
Prices in the Baltimore area are 4% above the U.S. average (BEA price parity 104.5), so the average $85,670 buys what about $81,991 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Baltimore ($59,070). A typical home costs $405,877, or 4.7 years of this average salary before tax.
Credit Analysts salary in nearby metro areas
- York, PA$76,860
- Lancaster, PA$91,460
- Washington, DC$120,420
- Harrisburg, PA$90,510
- Philadelphia, PA$104,860
- Reading, PA$81,240
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Baltimore: questions
How much do credit analysts make an hour in Baltimore?
$41.19 an hour on average, and $37.24 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Baltimore?
The lowest-paid 10% earn about $47,410 a year and the 25th percentile is $60,520, a fair guide to starting pay.
What is the credit analysts take-home pay in Baltimore?
About $65,241 a year ($5,437 a month) for a single filer on the average salary of $85,670. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do credit analysts earn more in Baltimore than elsewhere?
The average here is 17% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Baltimore-Columbia-Towson, MD (12580). Relative standard error of the mean wage: 7.8%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.69, this job is less common than in the U.S. overall (location quotient 0.69).
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