Credit Analysts pay range in Springfield
New workers and the lowest-paid 10% earn about $50,940 a year or less, while the top 10% make $154,200 or more. The middle half of credit analysts in Springfield earn between $60,210 and $119,070.
- $51K10th
- $60K25th
- $74KMedian
- $119K75th
- $154K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $89,280 | $7,440 | $42.92 |
| Median | $73,950 | $6,162 | $35.55 |
| Entry level (25th percentile) | $60,210 | $5,018 | $28.95 |
| Experienced (75th percentile) | $119,070 | $9,922 | $57.25 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Springfield
On the average salary of $89,280, a single filer in Springfield takes home about $67,360 a year, or $5,613 a month and $2,591 every two weeks. Taxes take 25% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Springfield a good place for credit analysts? Pay vs. cost of living
Prices in the Springfield area are 7% below the U.S. average (BEA price parity 92.7), so the average $89,280 buys what about $96,264 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Springfield ($52,670). A typical home costs $200,409, or 2.2 years of this average salary before tax.
Credit Analysts salary in other Illinois cities
Springfield ranks 2nd of 4 Illinois metro areas for this job; Chicago pays the most ($106,950).
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Springfield: questions
How much do credit analysts make an hour in Springfield?
$42.93 an hour on average, and $35.55 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Springfield?
The lowest-paid 10% earn about $50,940 a year and the 25th percentile is $60,210, a fair guide to starting pay.
What is the credit analysts take-home pay in Springfield?
About $67,360 a year ($5,613 a month) for a single filer on the average salary of $89,280.
Do credit analysts earn more in Springfield than elsewhere?
The average here is 13% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Springfield, IL (44100). Relative standard error of the mean wage: 2.3%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.93, this job is about as common as in the U.S. overall.
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