Credit Analysts pay range in Champaign
New workers and the lowest-paid 10% earn about $50,550 a year or less, while the top 10% make $106,150 or more. The middle half of credit analysts in Champaign earn between $60,140 and $98,060.
- $51K10th
- $60K25th
- $79KMedian
- $98K75th
- $106K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $79,360 | $6,613 | $38.15 |
| Median | $78,860 | $6,572 | $37.91 |
| Entry level (25th percentile) | $60,140 | $5,012 | $28.91 |
| Experienced (75th percentile) | $98,060 | $8,172 | $47.14 |
*Hourly figures assume 2,080 paid hours a year.
Credit Analysts salary after taxes in Champaign
On the average salary of $79,360, a single filer in Champaign takes home about $60,873 a year, or $5,073 a month and $2,341 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
Is Champaign a good place for credit analysts? Pay vs. cost of living
Prices in the Champaign area are 7% below the U.S. average (BEA price parity 92.7), so the average $79,360 buys what about $85,606 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Champaign ($50,700). A typical home costs $237,290, or 3.0 years of this average salary before tax.
Credit Analysts salary in other Illinois cities
Champaign ranks 3rd of 4 Illinois metro areas for this job; Chicago pays the most ($106,950).
- Chicago$106,950
- Springfield$89,280
- Champaign$79,360
- Peoria$73,970
Highest-paying cities for credit analysts
New York, NY pays this job the most of the metro areas we cover ($153,870).
- New York, NY$153,870
- San Jose, CA$135,700
- San Francisco, CA$133,360
- Washington, DC$120,420
- Burlington, VT$119,620
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Credit Analysts salary in Champaign: questions
How much do credit analysts make an hour in Champaign?
$38.16 an hour on average, and $37.91 at the median (BLS, May 2025).
What is the entry-level credit analysts salary in Champaign?
The lowest-paid 10% earn about $50,550 a year and the 25th percentile is $60,140, a fair guide to starting pay.
What is the credit analysts take-home pay in Champaign?
About $60,873 a year ($5,073 a month) for a single filer on the average salary of $79,360.
Do credit analysts earn more in Champaign than elsewhere?
The average here is 23% less than the U.S. metro average for this job ($102,930).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2041; area Champaign-Urbana, IL (16580). Relative standard error of the mean wage: 6.1%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules).
- Job concentration: location quotient 0.96, this job is about as common as in the U.S. overall.
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