Bill and Account Collectors pay range in Memphis
New workers and the lowest-paid 10% earn about $33,590 a year or less, while the top 10% make $63,140 or more. The middle half of bill and account collectors in Memphis earn between $38,310 and $54,370.
- $34K10th
- $38K25th
- $44KMedian
- $54K75th
- $63K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $46,610 | $3,884 | $22.41 |
| Median | $43,820 | $3,652 | $21.07 |
| Entry level (25th percentile) | $38,310 | $3,192 | $18.42 |
| Experienced (75th percentile) | $54,370 | $4,531 | $26.14 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Bill and Account Collectors pay in Memphis vs. Tennessee and the U.S.
Bill and account collectors in Memphis earn 7% more than the Tennessee average ($43,550) and 5% less than the U.S. average ($49,060). At the median the gap is -7% against the U.S. median of $47,030.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Memphis | $46,610 | $43,820 | $33,590 | $63,140 | 450 |
| Tennessee | $43,550 | $40,920 | $30,470 | $60,540 | 3,890 |
| United States | $49,060 | $47,030 | $34,400 | $65,580 | 158,830 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Bill and Account Collectors salary after taxes in Memphis
On the average salary of $46,610, a single filer in Memphis takes home about $39,631 a year, or $3,303 a month and $1,524 every two weeks. Taxes take 15% of gross pay.
The Memphis, TN-MS-AR metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $39,631 | $3,303 |
| Working in MS | $38,499 | $3,208 |
| Working in AR | $38,394 | $3,200 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Memphis a good place for bill and account collectors? Pay vs. cost of living
Prices in the Memphis area are 8% below the U.S. average (BEA price parity 92.2), so the average $46,610 buys what about $50,565 would buy in a typical U.S. metro. This job pays 0.9 times the median wage of all jobs in Memphis ($46,890). A typical home costs $247,229, or 5.3 years of this average salary before tax.
Bill and Account Collectors salary in other Tennessee cities
Memphis ranks 2nd of 9 Tennessee metro areas for this job; Nashville pays the most ($49,130).
- Nashville$49,130
- Memphis$46,610
- Chattanooga$41,610
- Kingsport$40,430
- Knoxville$40,420
- Cleveland$39,380
- Clarksville$39,340
- Jackson$37,040
- Johnson City$36,900
Highest-paying cities for bill and account collectors
San Jose, CA pays this job the most of the metro areas we cover ($78,180).
- San Jose, CA$78,180
- Napa, CA$73,280
- San Francisco, CA$72,710
- San Luis Obispo, CA$68,910
- New Haven, CT$64,050
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Bill and Account Collectors salary in Memphis: questions
How much do bill and account collectors make an hour in Memphis?
$22.41 an hour on average, and $21.07 at the median (BLS, May 2025).
What is the entry-level bill and account collectors salary in Memphis?
The lowest-paid 10% earn about $33,590 a year and the 25th percentile is $38,310, a fair guide to starting pay.
What is the bill and account collectors take-home pay in Memphis?
About $39,631 a year ($3,303 a month) for a single filer on the average salary of $46,610. Tennessee has no state income tax.
Do bill and account collectors earn more in Memphis than elsewhere?
The average here is 5% less than the U.S. average for this job ($49,060).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-3011; area Memphis, TN-MS-AR (32820). Relative standard error of the mean wage: 2.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.72, this job is less common than in the U.S. overall (location quotient 0.72).
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