Bill and Account Collectors pay range in Chattanooga
New workers and the lowest-paid 10% earn about $38,370 a year or less, while the top 10% make $52,070 or more. The middle half of bill and account collectors in Chattanooga earn between $38,370 and $44,490.
- $38K10th
- $38K25th
- $38KMedian
- $44K75th
- $52K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $41,610 | $3,468 | $20.00 |
| Median | $38,370 | $3,198 | $18.45 |
| Entry level (25th percentile) | $38,370 | $3,198 | $18.45 |
| Experienced (75th percentile) | $44,490 | $3,708 | $21.39 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Bill and Account Collectors pay in Chattanooga vs. Tennessee and the U.S.
Bill and account collectors in Chattanooga earn 4% less than the Tennessee average ($43,550) and 15% less than the U.S. average ($49,060). At the median the gap is -18% against the U.S. median of $47,030.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chattanooga | $41,610 | $38,370 | $38,370 | $52,070 | 430 |
| Tennessee | $43,550 | $40,920 | $30,470 | $60,540 | 3,890 |
| United States | $49,060 | $47,030 | $34,400 | $65,580 | 158,830 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Bill and Account Collectors salary after taxes in Chattanooga
On the average salary of $41,610, a single filer in Chattanooga takes home about $35,614 a year, or $2,968 a month and $1,370 every two weeks. Taxes take 14% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $35,614 | $2,968 |
| Working in GA | $34,286 | $2,857 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for bill and account collectors? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $41,610 buys what about $45,493 would buy in a typical U.S. metro. This job pays 0.8 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 7.8 years of this average salary before tax.
Bill and Account Collectors salary in other Tennessee cities
Chattanooga ranks 3rd of 9 Tennessee metro areas for this job; Nashville pays the most ($49,130).
- Nashville$49,130
- Memphis$46,610
- Chattanooga$41,610
- Kingsport$40,430
- Knoxville$40,420
- Cleveland$39,380
- Clarksville$39,340
- Jackson$37,040
- Johnson City$36,900
Highest-paying cities for bill and account collectors
San Jose, CA pays this job the most of the metro areas we cover ($78,180).
- San Jose, CA$78,180
- Napa, CA$73,280
- San Francisco, CA$72,710
- San Luis Obispo, CA$68,910
- New Haven, CT$64,050
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Bill and Account Collectors salary in Chattanooga: questions
How much do bill and account collectors make an hour in Chattanooga?
$20.01 an hour on average, and $18.45 at the median (BLS, May 2025).
What is the entry-level bill and account collectors salary in Chattanooga?
The lowest-paid 10% earn about $38,370 a year and the 25th percentile is $38,370, a fair guide to starting pay.
What is the bill and account collectors take-home pay in Chattanooga?
About $35,614 a year ($2,968 a month) for a single filer on the average salary of $41,610. Tennessee has no state income tax.
Do bill and account collectors earn more in Chattanooga than elsewhere?
The average here is 15% less than the U.S. average for this job ($49,060).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-3011; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 0.9%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.55, this job is 1.6 times as concentrated as in the U.S. overall.
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