SOC 43-3011 · Saginaw, MI metro

Bill and Account Collectors Salary in Saginaw, MI

The average salary for bill and account collectors in Saginaw, Michigan is $48,520 a year ($23.33 an hour), according to BLS estimates for May 2025. The median is $48,310: half of the 90 people in this job in the Saginaw, MI metro area earn more than that, half earn less. That average is about the same as the U.S. average for this job ($49,060).

$48,520average per year

$23.33 / hourMedian $48,310Take-home ≈ $38,709

  • $36K10th
  • $37K25th
  • $48KMedian
  • $57K75th
  • $61K90th

median average · bar = middle 50% of workers · how to read it

90people in this job
-1%vs U.S. average
#5 of 10Michigan metros
91cost of living (U.S. = 100)
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Bill and Account Collectors pay range in Saginaw

New workers and the lowest-paid 10% earn about $36,260 a year or less, while the top 10% make $60,750 or more. The middle half of bill and account collectors in Saginaw earn between $36,800 and $57,100.

  • $36K10th
  • $37K25th
  • $48KMedian
  • $57K75th
  • $61K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$48,520$4,043$23.33
Median$48,310$4,026$23.23
Entry level (25th percentile)$36,800$3,067$17.69
Experienced (75th percentile)$57,100$4,758$27.45

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Bill and Account Collectors pay in Saginaw vs. Michigan and the U.S.

Bill and account collectors in Saginaw earn about the same as the Michigan average ($48,390) and about the same as the U.S. average ($49,060). At the median the gap is +3% against the U.S. median of $47,030.

AreaAverageMedian10th pct.90th pct.Jobs
Saginaw$48,520$48,310$36,260$60,75090
Michigan$48,390$47,130$35,930$62,9702,990
United States$49,060$47,030$34,400$65,580158,830

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Bill and Account Collectors salary after taxes in Saginaw

On the average salary of $48,520, a single filer in Saginaw takes home about $38,709 a year, or $3,226 a month and $1,489 every two weeks. Taxes take 20% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).

Michigan paycheck calculator: try your own salary

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Is Saginaw a good place for bill and account collectors? Pay vs. cost of living

Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $48,520 buys what about $53,383 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 3.6 years of this average salary before tax.

See what $48,520 is worth in another city

Bill and Account Collectors salary in other Michigan cities

Saginaw ranks 5th of 10 Michigan metro areas for this job; Kalamazoo pays the most ($51,780).

All Bill and Account Collectors salaries in Michigan

Highest-paying cities for bill and account collectors

San Jose, CA pays this job the most of the metro areas we cover ($78,180).

Bill and Account Collectors salary by city

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Reviewed before it counts. Bill and Account Collectors in Saginaw, MI.

Bill and Account Collectors salary in Saginaw: questions

How much do bill and account collectors make an hour in Saginaw?

$23.33 an hour on average, and $23.23 at the median (BLS, May 2025).

What is the entry-level bill and account collectors salary in Saginaw?

The lowest-paid 10% earn about $36,260 a year and the 25th percentile is $36,800, a fair guide to starting pay.

What is the bill and account collectors take-home pay in Saginaw?

About $38,709 a year ($3,226 a month) for a single filer on the average salary of $48,520. Includes Saginaw's local income tax (1.5%).

Do bill and account collectors earn more in Saginaw than elsewhere?

The average here is about the same as the U.S. average for this job ($49,060).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 43-3011; area Saginaw, MI (40980). Relative standard error of the mean wage: 2.2%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
  • Job concentration: location quotient 1.12, this job is about as common as in the U.S. overall.

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