Physical Therapists pay range in Saginaw
New workers and the lowest-paid 10% earn about $78,920 a year or less, while the top 10% make $142,270 or more. The middle half of physical therapists in Saginaw earn between $93,270 and $122,820.
- $79K10th
- $93K25th
- $104KMedian
- $123K75th
- $142K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $109,820 | $9,152 | $52.80 |
| Median | $103,760 | $8,647 | $49.88 |
| Entry level (25th percentile) | $93,270 | $7,772 | $44.84 |
| Experienced (75th percentile) | $122,820 | $10,235 | $59.05 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Physical Therapists pay in Saginaw vs. Michigan and the U.S.
Physical therapists in Saginaw earn 9% more than the Michigan average ($100,630) and 4% more than the U.S. average ($105,280). At the median the gap is +1% against the U.S. median of $102,760.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Saginaw | $109,820 | $103,760 | $78,920 | $142,270 | 130 |
| Michigan | $100,630 | $100,900 | $79,600 | $123,980 | 8,630 |
| United States | $105,280 | $102,760 | $77,140 | $135,140 | 267,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Physical Therapists salary after taxes in Saginaw
On the average salary of $109,820, a single filer in Saginaw takes home about $80,107 a year, or $6,676 a month and $3,081 every two weeks. Taxes take 27% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
Is Saginaw a good place for physical therapists? Pay vs. cost of living
Prices in the Saginaw area are 9% below the U.S. average (BEA price parity 90.9), so the average $109,820 buys what about $120,826 would buy in a typical U.S. metro. This job pays 2.2 times the median wage of all jobs in Saginaw ($46,200). A typical home costs $173,341, or 1.6 years of this average salary before tax.
Physical Therapists salary in other Michigan cities
Saginaw ranks 1st of 15 Michigan metro areas for this job, the best-paid in the state.
- Saginaw$109,820
- Jackson$105,220
- Detroit$103,640
- Ann Arbor$102,980
- Niles$102,750
- Battle Creek$102,550
- Monroe$101,900
- Kalamazoo$100,160
- Traverse City$99,860
- Midland$97,240
Highest-paying cities for physical therapists
San Francisco, CA pays this job the most of the metro areas we cover ($145,040).
- San Francisco, CA$145,040
- San Jose, CA$140,090
- Napa, CA$136,360
- Santa Rosa, CA$135,520
- Vallejo, CA$132,660
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Physical Therapists salary in Saginaw: questions
How much do physical therapists make an hour in Saginaw?
$52.80 an hour on average, and $49.89 at the median (BLS, May 2025).
What is the entry-level physical therapists salary in Saginaw?
The lowest-paid 10% earn about $78,920 a year and the 25th percentile is $93,270, a fair guide to starting pay.
What is the physical therapists take-home pay in Saginaw?
About $80,107 a year ($6,676 a month) for a single filer on the average salary of $109,820. Includes Saginaw's local income tax (1.5%).
Do physical therapists earn more in Saginaw than elsewhere?
The average here is 4% more than the U.S. average for this job ($105,280).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 29-1123; area Saginaw, MI (40980). Relative standard error of the mean wage: 1.4%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Includes Saginaw's local income tax (1.5%).
- Job concentration: location quotient 0.91, this job is about as common as in the U.S. overall.
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