Personal Financial Advisors pay range in Chattanooga
New workers and the lowest-paid 10% earn about $39,610 a year or less, while the top 10% make $313,950 or more. The middle half of personal financial advisors in Chattanooga earn between $45,340 and $137,690.
- $40K10th
- $45K25th
- $75KMedian
- $138K75th
- $314K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $127,760 | $10,647 | $61.42 |
| Median | $75,300 | $6,275 | $36.20 |
| Entry level (25th percentile) | $45,340 | $3,778 | $21.80 |
| Experienced (75th percentile) | $137,690 | $11,474 | $66.20 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Chattanooga vs. Tennessee and the U.S.
Personal financial advisors in Chattanooga earn 17% less than the Tennessee average ($153,140) and 18% less than the U.S. average ($156,670). At the median the gap is -28% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Chattanooga | $127,760 | $75,300 | $39,610 | $313,950 | 340 |
| Tennessee | $153,140 | $84,160 | $44,170 | $406,200 | 3,970 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Chattanooga
On the average salary of $127,760, a single filer in Chattanooga takes home about $98,590 a year, or $8,216 a month and $3,792 every two weeks. Taxes take 23% of gross pay.
The Chattanooga, TN-GA metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $98,590 | $8,216 |
| Working in GA | $92,963 | $7,747 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Chattanooga a good place for personal financial advisors? Pay vs. cost of living
Prices in the Chattanooga area are 9% below the U.S. average (BEA price parity 91.5), so the average $127,760 buys what about $139,683 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Chattanooga ($46,700). A typical home costs $326,370, or 2.6 years of this average salary before tax.
Personal Financial Advisors salary in other Tennessee cities
Chattanooga ranks 5th of 9 Tennessee metro areas for this job; Memphis pays the most ($184,300).
- Memphis$184,300
- Nashville$160,890
- Knoxville$142,020
- Kingsport$137,440
- Chattanooga$127,760
- Johnson City$122,080
- Jackson$100,210
- Clarksville$93,310
- Cleveland$84,070
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Chattanooga: questions
How much do personal financial advisors make an hour in Chattanooga?
$61.43 an hour on average, and $36.20 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Chattanooga?
The lowest-paid 10% earn about $39,610 a year and the 25th percentile is $45,340, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Chattanooga?
About $98,590 a year ($8,216 a month) for a single filer on the average salary of $127,760. Tennessee has no state income tax.
Do personal financial advisors earn more in Chattanooga than elsewhere?
The average here is 18% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Chattanooga, TN-GA (16860). Relative standard error of the mean wage: 10.7%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 0.74, this job is less common than in the U.S. overall (location quotient 0.74).
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