Personal Financial Advisors pay range in Hagerstown
New workers and the lowest-paid 10% earn about $47,130 a year or less, while the top 10% make $349,850 or more. The middle half of personal financial advisors in Hagerstown earn between $54,990 and $153,970.
- $47K10th
- $55K25th
- $92KMedian
- $154K75th
- $350K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $141,780 | $11,815 | $68.16 |
| Median | $92,370 | $7,698 | $44.41 |
| Entry level (25th percentile) | $54,990 | $4,582 | $26.44 |
| Experienced (75th percentile) | $153,970 | $12,831 | $74.02 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Personal Financial Advisors pay in Hagerstown vs. Maryland and the U.S.
Personal financial advisors in Hagerstown earn 8% less than the Maryland average ($153,800) and 10% less than the U.S. average ($156,670). At the median the gap is -12% against the U.S. median of $105,070.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Hagerstown | $141,780 | $92,370 | $47,130 | $349,850 | 60 |
| Maryland | $153,800 | $99,880 | $47,810 | $378,060 | 5,260 |
| United States | $156,670 | $105,070 | $50,190 | $357,020 | 266,800 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Personal Financial Advisors salary after taxes in Hagerstown
On the average salary of $141,780, a single filer in Hagerstown takes home about $101,520 a year, or $8,460 a month and $3,905 every two weeks. Taxes take 28% of gross pay.
The Hagerstown-Martinsburg, MD-WV metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in WV | $102,568 | $8,547 |
| Working in MD | $101,520 | $8,460 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Is Hagerstown a good place for personal financial advisors? Pay vs. cost of living
Prices in the Hagerstown area are 6% below the U.S. average (BEA price parity 94.2), so the average $141,780 buys what about $150,556 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in Hagerstown ($47,440). A typical home costs $324,997, or 2.3 years of this average salary before tax.
Personal Financial Advisors salary in other Maryland cities
Hagerstown ranks 2nd of 3 Maryland metro areas for this job; Baltimore pays the most ($154,980).
Highest-paying cities for personal financial advisors
Staunton, VA pays this job the most of the metro areas we cover ($258,100).
- Staunton, VA$258,100
- Naples, FL$227,090
- New York, NY$217,170
- Macon, GA$214,380
- San Francisco, CA$214,350
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Personal Financial Advisors salary in Hagerstown: questions
How much do personal financial advisors make an hour in Hagerstown?
$68.16 an hour on average, and $44.41 at the median (BLS, May 2025).
What is the entry-level personal financial advisors salary in Hagerstown?
The lowest-paid 10% earn about $47,130 a year and the 25th percentile is $54,990, a fair guide to starting pay.
What is the personal financial advisors take-home pay in Hagerstown?
About $101,520 a year ($8,460 a month) for a single filer on the average salary of $141,780. Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
Do personal financial advisors earn more in Hagerstown than elsewhere?
The average here is 10% less than the U.S. average for this job ($156,670).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2052; area Hagerstown-Martinsburg, MD-WV (25180). Relative standard error of the mean wage: 11.5%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Maryland's county income tax (2.25%–3.30%, charged in every county) is not included, so real take-home pay is lower.
- Job concentration: location quotient 0.34, this job is less common than in the U.S. overall (location quotient 0.34).
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