SOC 13-2072 · Amarillo, TX metro

Loan Officers Salary in Amarillo, TX

The average salary for loan officers in Amarillo, Texas is $70,560 a year ($33.93 an hour), according to BLS estimates for May 2025. The median is $61,160: half of the 160 people in this job in the Amarillo, TX metro area earn more than that, half earn less. That average is 20% less than the U.S. metro average for this job ($88,726).

$70,560average per year

$33.93 / hourMedian $61,160Take-home ≈ $58,469

  • $22K10th
  • $45K25th
  • $61KMedian
  • $83K75th
  • $129K90th

median average · bar = middle 50% of workers

160people in this job
-20%vs U.S. metro average
#18 of 24Texas metros
92cost of living (U.S. = 100)
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Loan Officers pay range in Amarillo

New workers and the lowest-paid 10% earn about $22,250 a year or less, while the top 10% make $128,550 or more. The middle half of loan officers in Amarillo earn between $44,890 and $82,780.

  • $22K10th
  • $45K25th
  • $61KMedian
  • $83K75th
  • $129K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$70,560$5,880$33.92
Median$61,160$5,097$29.40
Entry level (25th percentile)$44,890$3,741$21.58
Experienced (75th percentile)$82,780$6,898$39.80

*Hourly figures assume 2,080 paid hours a year.

Loan Officers salary after taxes in Amarillo

On the average salary of $70,560, a single filer in Amarillo takes home about $58,469 a year, or $4,872 a month and $2,249 every two weeks. Taxes take 17% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.

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Is Amarillo a good place for loan officers? Pay vs. cost of living

Prices in the Amarillo area are 8% below the U.S. average (BEA price parity 91.8), so the average $70,560 buys what about $76,846 would buy in a typical U.S. metro. This job pays 1.4 times the median wage of all jobs in Amarillo ($44,580). A typical home costs $219,904, or 3.1 years of this average salary before tax.

See what $70,560 is worth in another city

Loan Officers salary in other Texas cities

Amarillo ranks 18th of 24 Texas metro areas for this job; Victoria pays the most ($92,270).

All Loan Officers salaries in Texas

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Amarillo, TX.

Loan Officers salary in Amarillo: questions

How much do loan officers make an hour in Amarillo?

$33.93 an hour on average, and $29.40 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Amarillo?

The lowest-paid 10% earn about $22,250 a year and the 25th percentile is $44,890, a fair guide to starting pay.

What is the loan officers take-home pay in Amarillo?

About $58,469 a year ($4,872 a month) for a single filer on the average salary of $70,560. Texas has no state income tax.

Do loan officers earn more in Amarillo than elsewhere?

The average here is 20% less than the U.S. metro average for this job ($88,726).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Amarillo, TX (11100). Relative standard error of the mean wage: 5.9%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
  • Job concentration: location quotient 0.71, this job is less common than in the U.S. overall (location quotient 0.71).

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