Loan Officers pay range in Clarksville
New workers and the lowest-paid 10% earn about $36,820 a year or less, while the top 10% make $113,680 or more. The middle half of loan officers in Clarksville earn between $45,570 and $79,620.
- $37K10th
- $46K25th
- $60KMedian
- $80K75th
- $114K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $70,330 | $5,861 | $33.81 |
| Median | $60,270 | $5,022 | $28.98 |
| Entry level (25th percentile) | $45,570 | $3,798 | $21.91 |
| Experienced (75th percentile) | $79,620 | $6,635 | $38.28 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Clarksville vs. Tennessee and the U.S.
Loan officers in Clarksville earn about the same as the Tennessee average ($71,590) and 20% less than the U.S. average ($87,790). At the median the gap is -21% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Clarksville | $70,330 | $60,270 | $36,820 | $113,680 | 210 |
| Tennessee | $71,590 | $62,800 | $38,240 | $113,290 | 6,510 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Clarksville
On the average salary of $70,330, a single filer in Clarksville takes home about $58,307 a year, or $4,859 a month and $2,243 every two weeks. Taxes take 17% of gross pay.
The Clarksville, TN-KY metro area crosses state lines, so take-home pay depends on the state where you work:
| State | Per year | Per month |
|---|---|---|
| Working in TN | $58,307 | $4,859 |
| Working in KY | $55,963 | $4,664 |
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
Is Clarksville a good place for loan officers? Pay vs. cost of living
Prices in the Clarksville area are 9% below the U.S. average (BEA price parity 90.9), so the average $70,330 buys what about $77,331 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Clarksville ($44,860). A typical home costs $292,990, or 4.2 years of this average salary before tax.
Loan Officers salary in other Tennessee cities
Clarksville ranks 6th of 10 Tennessee metro areas for this job; Memphis pays the most ($75,860).
- Memphis$75,860
- Johnson City$74,210
- Nashville$73,240
- Knoxville$72,220
- Chattanooga$70,670
- Clarksville$70,330
- Jackson$65,980
- Kingsport$61,810
- Cleveland$60,100
- Morristown$55,740
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Clarksville: questions
How much do loan officers make an hour in Clarksville?
$33.81 an hour on average, and $28.98 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Clarksville?
The lowest-paid 10% earn about $36,820 a year and the 25th percentile is $45,570, a fair guide to starting pay.
What is the loan officers take-home pay in Clarksville?
About $58,307 a year ($4,859 a month) for a single filer on the average salary of $70,330. Tennessee has no state income tax.
Do loan officers earn more in Clarksville than elsewhere?
The average here is 20% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Clarksville, TN-KY (17300). Relative standard error of the mean wage: 3.8%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and no state income tax.
- Job concentration: location quotient 1.16, this job is about as common as in the U.S. overall.
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