Loan Officers pay range in Eugene
New workers and the lowest-paid 10% earn about $50,670 a year or less, while the top 10% make $150,340 or more. The middle half of loan officers in Eugene earn between $61,230 and $113,380.
- $51K10th
- $61K25th
- $81KMedian
- $113K75th
- $150K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $94,690 | $7,891 | $45.52 |
| Median | $80,720 | $6,727 | $38.81 |
| Entry level (25th percentile) | $61,230 | $5,102 | $29.44 |
| Experienced (75th percentile) | $113,380 | $9,448 | $54.51 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Eugene
On the average salary of $94,690, a single filer in Eugene takes home about $68,460 a year, or $5,705 a month and $2,633 every two weeks. Taxes take 28% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Is Eugene a good place for loan officers? Pay vs. cost of living
Prices in the Eugene area are 2% above the U.S. average (BEA price parity 101.6), so the average $94,690 buys what about $93,228 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Eugene ($49,680). A typical home costs $459,366, or 4.9 years of this average salary before tax.
Loan Officers salary in other Oregon cities
Eugene ranks 7th of 8 Oregon metro areas for this job; Grants Pass pays the most ($104,370).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Eugene: questions
How much do loan officers make an hour in Eugene?
$45.53 an hour on average, and $38.81 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Eugene?
The lowest-paid 10% earn about $50,670 a year and the 25th percentile is $61,230, a fair guide to starting pay.
What is the loan officers take-home pay in Eugene?
About $68,460 a year ($5,705 a month) for a single filer on the average salary of $94,690. Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Do loan officers earn more in Eugene than elsewhere?
The average here is 7% more than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Eugene-Springfield, OR (21660). Relative standard error of the mean wage: 2.8%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
- Job concentration: location quotient 1.30, this job is 1.3 times as concentrated as in the U.S. overall.
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