Loan Officers pay range in Albany
New workers and the lowest-paid 10% earn about $46,190 a year or less, while the top 10% make $156,920 or more. The middle half of loan officers in Albany earn between $62,190 and $121,080.
- $46K10th
- $62K25th
- $90KMedian
- $121K75th
- $157K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $98,480 | $8,207 | $47.35 |
| Median | $90,030 | $7,502 | $43.28 |
| Entry level (25th percentile) | $62,190 | $5,182 | $29.90 |
| Experienced (75th percentile) | $121,080 | $10,090 | $58.21 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Albany
On the average salary of $98,480, a single filer in Albany takes home about $70,795 a year, or $5,900 a month and $2,723 every two weeks. Taxes take 28% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Is Albany a good place for loan officers? Pay vs. cost of living
Prices in the Albany area are 2% above the U.S. average (BEA price parity 102.1), so the average $98,480 buys what about $96,454 would buy in a typical U.S. metro. This job pays 1.8 times the median wage of all jobs in Albany ($49,700). A typical home costs $412,810, or 4.2 years of this average salary before tax.
Loan Officers salary in other Oregon cities
Albany ranks 6th of 8 Oregon metro areas for this job; Grants Pass pays the most ($104,370).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Albany: questions
How much do loan officers make an hour in Albany?
$47.35 an hour on average, and $43.28 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Albany?
The lowest-paid 10% earn about $46,190 a year and the 25th percentile is $62,190, a fair guide to starting pay.
What is the loan officers take-home pay in Albany?
About $70,795 a year ($5,900 a month) for a single filer on the average salary of $98,480. Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
Do loan officers earn more in Albany than elsewhere?
The average here is 11% more than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Albany, OR (10540). Relative standard error of the mean wage: 5.7%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2025 rules). Portland-area Metro and Multnomah County taxes and the 0.1% statewide transit tax are not included.
- Job concentration: location quotient 0.71, this job is less common than in the U.S. overall (location quotient 0.71).
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