Loan Officers pay range in Lincoln
New workers and the lowest-paid 10% earn about $50,120 a year or less, while the top 10% make $145,990 or more. The middle half of loan officers in Lincoln earn between $62,090 and $120,540.
- $50K10th
- $62K25th
- $98KMedian
- $121K75th
- $146K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $96,470 | $8,039 | $46.38 |
| Median | $97,770 | $8,148 | $47.00 |
| Entry level (25th percentile) | $62,090 | $5,174 | $29.85 |
| Experienced (75th percentile) | $120,540 | $10,045 | $57.95 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Lincoln vs. Nebraska and the U.S.
Loan officers in Lincoln earn 8% more than the Nebraska average ($89,530) and 10% more than the U.S. average ($87,790). At the median the gap is +27% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Lincoln | $96,470 | $97,770 | $50,120 | $145,990 | 420 |
| Nebraska | $89,530 | $79,840 | $49,360 | $136,640 | 2,710 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Lincoln
On the average salary of $96,470, a single filer in Lincoln takes home about $73,187 a year, or $6,099 a month and $2,815 every two weeks. Taxes take 24% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Lincoln a good place for loan officers? Pay vs. cost of living
Prices in the Lincoln area are 8% below the U.S. average (BEA price parity 91.6), so the average $96,470 buys what about $105,338 would buy in a typical U.S. metro. This job pays 2.0 times the median wage of all jobs in Lincoln ($49,800). A typical home costs $304,242, or 3.2 years of this average salary before tax.
Loan Officers salary in other Nebraska cities
Lincoln ranks 1st of 3 Nebraska metro areas for this job, the best-paid in the state.
- Lincoln$96,470
- Omaha$94,810
- Grand Island$77,100
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Lincoln: questions
How much do loan officers make an hour in Lincoln?
$46.38 an hour on average, and $47.00 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Lincoln?
The lowest-paid 10% earn about $50,120 a year and the 25th percentile is $62,090, a fair guide to starting pay.
What is the loan officers take-home pay in Lincoln?
About $73,187 a year ($6,099 a month) for a single filer on the average salary of $96,470.
Do loan officers earn more in Lincoln than elsewhere?
The average here is 10% more than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Lincoln, NE (30700). Relative standard error of the mean wage: 4.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.29, this job is 1.3 times as concentrated as in the U.S. overall.
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