Insurance Underwriters pay range in Lincoln
New workers and the lowest-paid 10% earn about $52,780 a year or less, while the top 10% make $108,510 or more. The middle half of insurance underwriters in Lincoln earn between $63,280 and $98,870.
- $53K10th
- $63K25th
- $79KMedian
- $99K75th
- $109K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $81,940 | $6,828 | $39.39 |
| Median | $78,830 | $6,569 | $37.90 |
| Entry level (25th percentile) | $63,280 | $5,273 | $30.42 |
| Experienced (75th percentile) | $98,870 | $8,239 | $47.53 |
*Hourly figures assume 2,080 paid hours a year.
Insurance Underwriters salary after taxes in Lincoln
On the average salary of $81,940, a single filer in Lincoln takes home about $63,626 a year, or $5,302 a month and $2,447 every two weeks. Taxes take 22% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Lincoln a good place for insurance underwriters? Pay vs. cost of living
Prices in the Lincoln area are 8% below the U.S. average (BEA price parity 91.6), so the average $81,940 buys what about $89,473 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Lincoln ($49,800). A typical home costs $304,242, or 3.7 years of this average salary before tax.
Insurance Underwriters salary in other Nebraska cities
Lincoln ranks 1st of 2 Nebraska metro areas for this job, the best-paid in the state.
- Lincoln$81,940
- Omaha$74,670
Highest-paying cities for insurance underwriters
Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).
- Bridgeport, CT$127,970
- Boston, MA$115,600
- Denver, CO$115,260
- Seattle, WA$114,200
- Manchester, NH$112,530
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Insurance Underwriters salary in Lincoln: questions
How much do insurance underwriters make an hour in Lincoln?
$39.40 an hour on average, and $37.90 at the median (BLS, May 2025).
What is the entry-level insurance underwriters salary in Lincoln?
The lowest-paid 10% earn about $52,780 a year and the 25th percentile is $63,280, a fair guide to starting pay.
What is the insurance underwriters take-home pay in Lincoln?
About $63,626 a year ($5,302 a month) for a single filer on the average salary of $81,940.
Do insurance underwriters earn more in Lincoln than elsewhere?
The average here is 14% less than the U.S. metro average for this job ($95,210).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Lincoln, NE (30700). Relative standard error of the mean wage: 1.5%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 2.62, this job is 2.6 times as concentrated as in the U.S. overall.
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