SOC 13-2053 · Lincoln, NE metro

Insurance Underwriters Salary in Lincoln, NE

The average salary for insurance underwriters in Lincoln, Nebraska is $81,940 a year ($39.40 an hour), according to BLS estimates for May 2025. The median is $78,830: half of the 320 people in this job in the Lincoln, NE metro area earn more than that, half earn less. That average is 14% less than the U.S. metro average for this job ($95,210).

$81,940average per year

$39.40 / hourMedian $78,830Take-home ≈ $63,626

  • $53K10th
  • $63K25th
  • $79KMedian
  • $99K75th
  • $109K90th

median average · bar = middle 50% of workers

320people in this job
-14%vs U.S. metro average
#1 of 2Nebraska metros
92cost of living (U.S. = 100)
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Insurance Underwriters pay range in Lincoln

New workers and the lowest-paid 10% earn about $52,780 a year or less, while the top 10% make $108,510 or more. The middle half of insurance underwriters in Lincoln earn between $63,280 and $98,870.

  • $53K10th
  • $63K25th
  • $79KMedian
  • $99K75th
  • $109K90th

median average · bar = middle 50% of workers

Pay levelPer yearPer monthPer hour*
Average$81,940$6,828$39.39
Median$78,830$6,569$37.90
Entry level (25th percentile)$63,280$5,273$30.42
Experienced (75th percentile)$98,870$8,239$47.53

*Hourly figures assume 2,080 paid hours a year.

Insurance Underwriters salary after taxes in Lincoln

On the average salary of $81,940, a single filer in Lincoln takes home about $63,626 a year, or $5,302 a month and $2,447 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).

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Is Lincoln a good place for insurance underwriters? Pay vs. cost of living

Prices in the Lincoln area are 8% below the U.S. average (BEA price parity 91.6), so the average $81,940 buys what about $89,473 would buy in a typical U.S. metro. This job pays 1.6 times the median wage of all jobs in Lincoln ($49,800). A typical home costs $304,242, or 3.7 years of this average salary before tax.

See what $81,940 is worth in another city

Insurance Underwriters salary in other Nebraska cities

Lincoln ranks 1st of 2 Nebraska metro areas for this job, the best-paid in the state.

  • Lincoln$81,940
  • Omaha$74,670

All Insurance Underwriters salaries in Nebraska

Highest-paying cities for insurance underwriters

Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).

Insurance Underwriters salary by city

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Reviewed before it counts. Insurance Underwriters in Lincoln, NE.

Insurance Underwriters salary in Lincoln: questions

How much do insurance underwriters make an hour in Lincoln?

$39.40 an hour on average, and $37.90 at the median (BLS, May 2025).

What is the entry-level insurance underwriters salary in Lincoln?

The lowest-paid 10% earn about $52,780 a year and the 25th percentile is $63,280, a fair guide to starting pay.

What is the insurance underwriters take-home pay in Lincoln?

About $63,626 a year ($5,302 a month) for a single filer on the average salary of $81,940.

Do insurance underwriters earn more in Lincoln than elsewhere?

The average here is 14% less than the U.S. metro average for this job ($95,210).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Lincoln, NE (30700). Relative standard error of the mean wage: 1.5%.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
  • Job concentration: location quotient 2.62, this job is 2.6 times as concentrated as in the U.S. overall.

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