SOC 13-2072 · Missoula, MT metro

Loan Officers Salary in Missoula, MT

The average salary for loan officers in Missoula, Montana is $80,220 a year ($38.57 an hour), according to BLS estimates for May 2025. The median is $72,550: half of the 190 people in this job in the Missoula, MT metro area earn more than that, half earn less. That average is 9% less than the U.S. average for this job ($87,790).

$80,220average per year

$38.57 / hourMedian $72,550Take-home ≈ $62,093

  • $48K10th
  • $57K25th
  • $73KMedian
  • $101K75th
  • $132K90th

median average · bar = middle 50% of workers · how to read it

190people in this job
-9%vs U.S. average
#2 of 5Montana metros
96cost of living (U.S. = 100)
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Loan Officers pay range in Missoula

New workers and the lowest-paid 10% earn about $47,830 a year or less, while the top 10% make $131,860 or more. The middle half of loan officers in Missoula earn between $56,780 and $100,680.

  • $48K10th
  • $57K25th
  • $73KMedian
  • $101K75th
  • $132K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$80,220$6,685$38.57
Median$72,550$6,046$34.88
Entry level (25th percentile)$56,780$4,732$27.30
Experienced (75th percentile)$100,680$8,390$48.40

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Loan Officers pay in Missoula vs. Montana and the U.S.

Loan officers in Missoula earn 4% more than the Montana average ($77,390) and 9% less than the U.S. average ($87,790). At the median the gap is -5% against the U.S. median of $76,690.

AreaAverageMedian10th pct.90th pct.Jobs
Missoula$80,220$72,550$47,830$131,860190
Montana$77,390$71,570$48,130$123,1301,180
United States$87,790$76,690$39,430$153,180274,330

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Loan Officers salary after taxes in Missoula

On the average salary of $80,220, a single filer in Missoula takes home about $62,093 a year, or $5,174 a month and $2,388 every two weeks. Taxes take 23% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).

Montana paycheck calculator: try your own salary

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Is Missoula a good place for loan officers? Pay vs. cost of living

Prices in the Missoula area are 4% below the U.S. average (BEA price parity 96.4), so the average $80,220 buys what about $83,177 would buy in a typical U.S. metro. This job pays 1.5 times the median wage of all jobs in Missoula ($47,830). A typical home costs $580,429, or 7.2 years of this average salary before tax.

See what $80,220 is worth in another city

Loan Officers salary in other Montana cities

Missoula ranks 2nd of 5 Montana metro areas for this job; Bozeman pays the most ($87,490).

All Loan Officers salaries in Montana

Highest-paying cities for loan officers

Elmira, NY pays this job the most of the metro areas we cover ($129,370).

Loan Officers salary by city

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Reviewed before it counts. Loan Officers in Missoula, MT.

Loan Officers salary in Missoula: questions

How much do loan officers make an hour in Missoula?

$38.57 an hour on average, and $34.88 at the median (BLS, May 2025).

What is the entry-level loan officers salary in Missoula?

The lowest-paid 10% earn about $47,830 a year and the 25th percentile is $56,780, a fair guide to starting pay.

What is the loan officers take-home pay in Missoula?

About $62,093 a year ($5,174 a month) for a single filer on the average salary of $80,220.

Do loan officers earn more in Missoula than elsewhere?

The average here is 9% less than the U.S. average for this job ($87,790).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Missoula, MT (33540). Relative standard error of the mean wage: 3.8%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
  • Job concentration: location quotient 1.59, this job is 1.6 times as concentrated as in the U.S. overall.

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