SOC 13-2053 · Missoula, MT metro

Insurance Underwriters Salary in Missoula, MT

The average salary for insurance underwriters in Missoula, Montana is $78,460 a year ($37.72 an hour), according to BLS estimates for May 2025. The median is $62,890: half of the 40 people in this job in the Missoula, MT metro area earn more than that, half earn less. That average is 16% less than the U.S. average for this job ($93,700).

$78,460average per year

$37.72 / hourMedian $62,890Take-home ≈ $60,955

  • $52K10th
  • $60K25th
  • $63KMedian
  • $104K75th
  • $126K90th

median average · bar = middle 50% of workers · how to read it

40people in this job
-16%vs U.S. average
#2 of 2Montana metros
96cost of living (U.S. = 100)
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Insurance Underwriters pay range in Missoula

New workers and the lowest-paid 10% earn about $51,790 a year or less, while the top 10% make $126,030 or more. The middle half of insurance underwriters in Missoula earn between $60,070 and $103,950.

  • $52K10th
  • $60K25th
  • $63KMedian
  • $104K75th
  • $126K90th

median average · bar = middle 50% of workers · how to read it

Pay levelPer yearPer monthPer hour*
Average$78,460$6,538$37.72
Median$62,890$5,241$30.24
Entry level (25th percentile)$60,070$5,006$28.88
Experienced (75th percentile)$103,950$8,662$49.98

*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.

Insurance Underwriters pay in Missoula vs. Montana and the U.S.

Insurance underwriters in Missoula earn about the same as the Montana average ($76,970) and 16% less than the U.S. average ($93,700). At the median the gap is -23% against the U.S. median of $81,370.

AreaAverageMedian10th pct.90th pct.Jobs
Missoula$78,460$62,890$51,790$126,03040
Montana$76,970$63,140$50,280$130,880140
United States$93,700$81,370$55,530$145,160105,420

State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.

Insurance Underwriters salary after taxes in Missoula

On the average salary of $78,460, a single filer in Missoula takes home about $60,955 a year, or $5,080 a month and $2,344 every two weeks. Taxes take 22% of gross pay.

Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).

Montana paycheck calculator: try your own salary

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Is Missoula a good place for insurance underwriters? Pay vs. cost of living

Prices in the Missoula area are 4% below the U.S. average (BEA price parity 96.4), so the average $78,460 buys what about $81,352 would buy in a typical U.S. metro. This job pays 1.3 times the median wage of all jobs in Missoula ($47,830). A typical home costs $580,429, or 7.4 years of this average salary before tax.

See what $78,460 is worth in another city

Insurance Underwriters salary in other Montana cities

Missoula ranks 2nd of 2 Montana metro areas for this job; Helena pays the most ($95,150).

All Insurance Underwriters salaries in Montana

Highest-paying cities for insurance underwriters

Bridgeport, CT pays this job the most of the metro areas we cover ($127,970).

Insurance Underwriters salary by city

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Reviewed before it counts. Insurance Underwriters in Missoula, MT.

Insurance Underwriters salary in Missoula: questions

How much do insurance underwriters make an hour in Missoula?

$37.72 an hour on average, and $30.24 at the median (BLS, May 2025).

What is the entry-level insurance underwriters salary in Missoula?

The lowest-paid 10% earn about $51,790 a year and the 25th percentile is $60,070, a fair guide to starting pay.

What is the insurance underwriters take-home pay in Missoula?

About $60,955 a year ($5,080 a month) for a single filer on the average salary of $78,460.

Do insurance underwriters earn more in Missoula than elsewhere?

The average here is 16% less than the U.S. average for this job ($93,700).

Sources and how to read this page

  • Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2053; area Missoula, MT (33540). Relative standard error of the mean wage: 5.1%.
  • U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
  • Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
  • Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
  • Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
  • Job concentration: location quotient 0.89, this job is about as common as in the U.S. overall.

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