Loan Officers pay range in Barnstable
New workers and the lowest-paid 10% earn about $57,260 a year or less, while the top 10% make $178,780 or more. The middle half of loan officers in Barnstable earn between $78,130 and $135,940.
- $57K10th
- $78K25th
- $96KMedian
- $136K75th
- $179K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $110,380 | $9,198 | $53.07 |
| Median | $96,080 | $8,007 | $46.19 |
| Entry level (25th percentile) | $78,130 | $6,511 | $37.56 |
| Experienced (75th percentile) | $135,940 | $11,328 | $65.36 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Barnstable
On the average salary of $110,380, a single filer in Barnstable takes home about $81,283 a year, or $6,774 a month and $3,126 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
Is Barnstable a good place for loan officers? Pay vs. cost of living
Prices in the Barnstable area are 2% below the U.S. average (BEA price parity 98.4), so the average $110,380 buys what about $112,231 would buy in a typical U.S. metro. This job pays 1.7 times the median wage of all jobs in Barnstable ($56,360). A typical home costs $764,671, or 6.9 years of this average salary before tax.
Loan Officers salary in other Massachusetts cities
Barnstable ranks 4th of 6 Massachusetts metro areas for this job; Boston pays the most ($120,300).
- Boston$120,300
- Amherst$114,280
- Pittsfield$112,060
- Barnstable$110,380
- Worcester$108,220
- Springfield$104,070
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Barnstable: questions
How much do loan officers make an hour in Barnstable?
$53.07 an hour on average, and $46.19 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Barnstable?
The lowest-paid 10% earn about $57,260 a year and the 25th percentile is $78,130, a fair guide to starting pay.
What is the loan officers take-home pay in Barnstable?
About $81,283 a year ($6,774 a month) for a single filer on the average salary of $110,380. Massachusetts Paid Family and Medical Leave premiums are not included.
Do loan officers earn more in Barnstable than elsewhere?
The average here is 24% more than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Barnstable Town, MA (12700). Relative standard error of the mean wage: 5.4%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Massachusetts Paid Family and Medical Leave premiums are not included.
- Job concentration: location quotient 0.68, this job is less common than in the U.S. overall (location quotient 0.68).
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