Loan Officers pay range in Topeka
New workers and the lowest-paid 10% earn about $60,820 a year or less, while the top 10% make $183,730 or more. The middle half of loan officers in Topeka earn between $73,250 and $131,130.
- $61K10th
- $73K25th
- $95KMedian
- $131K75th
- $184K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $106,150 | $8,846 | $51.03 |
| Median | $95,330 | $7,944 | $45.83 |
| Entry level (25th percentile) | $73,250 | $6,104 | $35.22 |
| Experienced (75th percentile) | $131,130 | $10,928 | $63.04 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Topeka
On the average salary of $106,150, a single filer in Topeka takes home about $78,383 a year, or $6,532 a month and $3,015 every two weeks. Taxes take 26% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Topeka a good place for loan officers? Pay vs. cost of living
Prices in the Topeka area are 11% below the U.S. average (BEA price parity 88.8), so the average $106,150 buys what about $119,511 would buy in a typical U.S. metro. This job pays 1.9 times the median wage of all jobs in Topeka ($49,540). A typical home costs $217,683, or 2.1 years of this average salary before tax.
Loan Officers salary in other Kansas cities
Topeka ranks 2nd of 4 Kansas metro areas for this job; Lawrence pays the most ($114,920).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Topeka: questions
How much do loan officers make an hour in Topeka?
$51.03 an hour on average, and $45.83 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Topeka?
The lowest-paid 10% earn about $60,820 a year and the 25th percentile is $73,250, a fair guide to starting pay.
What is the loan officers take-home pay in Topeka?
About $78,383 a year ($6,532 a month) for a single filer on the average salary of $106,150.
Do loan officers earn more in Topeka than elsewhere?
The average here is 20% more than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Topeka, KS (45820). Relative standard error of the mean wage: 5.2%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 1.00, this job is about as common as in the U.S. overall.
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