Loan Officers pay range in Kahului
New workers and the lowest-paid 10% earn about $38,030 a year or less, while the top 10% make $132,270 or more. The middle half of loan officers in Kahului earn between $48,440 and $73,530.
- $38K10th
- $48K25th
- $58KMedian
- $74K75th
- $132K90th
median average · bar = middle 50% of workers · how to read it
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $72,120 | $6,010 | $34.67 |
| Median | $58,140 | $4,845 | $27.95 |
| Entry level (25th percentile) | $48,440 | $4,037 | $23.29 |
| Experienced (75th percentile) | $73,530 | $6,128 | $35.35 |
*Hourly figures assume 2,080 paid hours a year. Hourly to annual salary.
Loan Officers pay in Kahului vs. Hawaii and the U.S.
Loan officers in Kahului earn 11% less than the Hawaii average ($81,330) and 18% less than the U.S. average ($87,790). At the median the gap is -24% against the U.S. median of $76,690.
| Area | Average | Median | 10th pct. | 90th pct. | Jobs |
|---|---|---|---|---|---|
| Kahului | $72,120 | $58,140 | $38,030 | $132,270 | 60 |
| Hawaii | $81,330 | $63,740 | $34,150 | $131,020 | 980 |
| United States | $87,790 | $76,690 | $39,430 | $153,180 | 274,330 |
State and U.S. rows: BLS statewide and national estimates, May 2025, which include rural areas.
Loan Officers salary after taxes in Kahului
On the average salary of $72,120, a single filer in Kahului takes home about $55,889 a year, or $4,657 a month and $2,150 every two weeks. Taxes take 23% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
Is Kahului a good place for loan officers? Pay vs. cost of living
Prices in the Kahului area are 9% above the U.S. average (BEA price parity 109.4), so the average $72,120 buys what about $65,927 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Kahului ($57,640). A typical home costs $997,307, or 13.8 years of this average salary before tax.
Loan Officers salary in other Hawaii cities
Kahului ranks 2nd of 2 Hawaii metro areas for this job; Honolulu pays the most ($84,270).
- Honolulu$84,270
- Kahului$72,120
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Kahului: questions
How much do loan officers make an hour in Kahului?
$34.67 an hour on average, and $27.95 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Kahului?
The lowest-paid 10% earn about $38,030 a year and the 25th percentile is $48,440, a fair guide to starting pay.
What is the loan officers take-home pay in Kahului?
About $55,889 a year ($4,657 a month) for a single filer on the average salary of $72,120. Hawaii's top brackets above $125,000 follow Act 46 (2024).
Do loan officers earn more in Kahului than elsewhere?
The average here is 18% less than the U.S. average for this job ($87,790).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Kahului-Wailuku, HI (27980). Relative standard error of the mean wage: 12.6%.
- U.S. and statewide figures: BLS OEWS national and state estimates, May 2025, every employer including rural areas.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules). Hawaii's top brackets above $125,000 follow Act 46 (2024).
- Job concentration: location quotient 0.46, this job is less common than in the U.S. overall (location quotient 0.46).
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