Loan Officers pay range in Gainesville
New workers and the lowest-paid 10% earn about $27,460 a year or less, while the top 10% make $146,950 or more. The middle half of loan officers in Gainesville earn between $39,220 and $81,420.
- $27K10th
- $39K25th
- $48KMedian
- $81K75th
- $147K90th
median average · bar = middle 50% of workers
| Pay level | Per year | Per month | Per hour* |
|---|---|---|---|
| Average | $72,420 | $6,035 | $34.82 |
| Median | $47,610 | $3,968 | $22.89 |
| Entry level (25th percentile) | $39,220 | $3,268 | $18.86 |
| Experienced (75th percentile) | $81,420 | $6,785 | $39.14 |
*Hourly figures assume 2,080 paid hours a year.
Loan Officers salary after taxes in Gainesville
On the average salary of $72,420, a single filer in Gainesville takes home about $56,912 a year, or $4,743 a month and $2,189 every two weeks. Taxes take 21% of gross pay.
Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
Is Gainesville a good place for loan officers? Pay vs. cost of living
Prices in the Gainesville area are 3% below the U.S. average (BEA price parity 96.8), so the average $72,420 buys what about $74,840 would buy in a typical U.S. metro. This job pays 1.0 times the median wage of all jobs in Gainesville ($45,900). A typical home costs $393,150, or 5.4 years of this average salary before tax.
Loan Officers salary in other Georgia cities
Gainesville ranks 11th of 13 Georgia metro areas for this job; Brunswick pays the most ($94,940).
Highest-paying cities for loan officers
Elmira, NY pays this job the most of the metro areas we cover ($129,370).
- Elmira, NY$129,370
- New York, NY$121,180
- Boston, MA$120,300
- San Francisco, CA$116,480
- Norwich, CT$116,460
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Loan Officers salary in Gainesville: questions
How much do loan officers make an hour in Gainesville?
$34.82 an hour on average, and $22.89 at the median (BLS, May 2025).
What is the entry-level loan officers salary in Gainesville?
The lowest-paid 10% earn about $27,460 a year and the 25th percentile is $39,220, a fair guide to starting pay.
What is the loan officers take-home pay in Gainesville?
About $56,912 a year ($4,743 a month) for a single filer on the average salary of $72,420.
Do loan officers earn more in Gainesville than elsewhere?
The average here is 18% less than the U.S. metro average for this job ($88,726).
Sources and how to read this page
- Wages: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics (OEWS), May 2025 estimates for metropolitan areas. SOC code 13-2072; area Gainesville, GA (23580). Relative standard error of the mean wage: 7.1%.
- Cost of living: Bureau of Economic Analysis regional price parities (RPP), 2024; 100 = U.S. average.
- Home value: Zillow Home Value Index. Typical-wage figure: OEWS all occupations, same metro.
- Take-home pay: Single filer, standard deduction: federal income tax (2026 brackets), Social Security, Medicare and state income tax (2026 rules).
- Job concentration: location quotient 0.92, this job is about as common as in the U.S. overall.
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